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    Heritage Bank of Nevada assumes deposits of Carson River Community Bank
    2010-02-27

    On Friday, the Nevada Department of Business and Industry, Financial Institutions Division closed Carson River Community Bank, headquartered in Carson City, Nevada, and the FDIC was named receiver.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Umpqua Bank assumes deposits of Rainier Pacific Bank
    2010-02-27

    On Friday, the Washington Department of Financial Institutions closed Rainier Pacific Bank, headquartered in Tacoma, Washington, and the FDIC was named receiver.

    Filed under:
    USA, Washington, Banking, Insolvency & Restructuring, Alston & Bird LLP, US Federal Government, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Unwitting beneficiaries of Ponzi scheme cannot discharge debt under Chapter 7
    2010-02-26

    Beneficiaries of a Ponzi scheme who were subsequently found liable to cheated investors under state securities laws could not discharge this liability under Chapter 7 of the Bankruptcy Code, the U.S. District Court for the Western District of Oklahoma ruled.

    Filed under:
    USA, Oklahoma, Insolvency & Restructuring, Litigation, White Collar Crime, Katten Muchin Rosenman LLP, Fraud, Beneficiary, Debt, Summary offence, Unjust enrichment, Bankruptcy discharge, Title 11 of the US Code, United States bankruptcy court
    Location:
    USA
    Firm:
    Katten Muchin Rosenman LLP
    Bankruptcy Appellate Panel affirms relief from automatic stay for payment of director's defense costs
    2010-02-25

    The Bankruptcy Appellate Panel of the Ninth Circuit has affirmed the bankruptcy court’s grant of a motion by a debtor’s sole director to modify the automatic stay to allow payment of defense costs under the A-side coverage of the debtor’s directors and officers liability insurance policy. In re MILA, Inc., 2010 WL 455328 (B.A.P. 9th Cir. Jan. 29, 2010).

    Filed under:
    USA, Insolvency & Restructuring, Insurance, Litigation, Wiley Rein LLP, Costs in English law, Debtor, Liability insurance, Capital punishment, Trustee, Ninth Circuit, United States bankruptcy court, Bankruptcy Appellate Panel
    Location:
    USA
    Firm:
    Wiley Rein LLP
    Purpose statements in engagement letters could prove costly if not drafted appropriately
    2010-02-25

    A recent decision by the US District Court for the Southern District of New York regarding the terms of an engagement letter demonstrates the need to clearly articulate the intended purpose and scope of an engagement. As the case described below demonstrates, if there is any ambiguity with regard to whether or not a fee must be paid and/or when an engagement is terminated, the resolution of such ambiguity may depend upon the description of the engagement’s purpose.

    Filed under:
    USA, New York, Insolvency & Restructuring, Litigation, Mayer Brown, Bankruptcy, Debt, Investment banking, Limited partnership, Credit Suisse, United States bankruptcy court
    Authors:
    David K. Duffee , William V. Jacobsen, Jr. , Timothy R. Ryan
    Location:
    USA
    Firm:
    Mayer Brown
    IRS offers blueprint for claiming stock losses as deductions
    2010-02-23

    A newly released IRS letter ruling (PLR 201006003, Oct. 28, 2009) provides guidance on how a consolidated return group may obtain an ordinary loss deduction in liquidating an insolvent subsidiary. Although a write-off of worthless stock generally produces a capital loss deduction, Code Section 165(g)(3) converts these losses to ordinary deductions when they arise from a write-off of stock of an affiliated corporation.

    Filed under:
    USA, Insolvency & Restructuring, Tax, Ballard Spahr LLP, Royalty payment, Security (finance), Dividends, Interest, Taxable income, Economy, Liquidation, Tax deduction, Holding company, Subsidiary, Write-off, Internal Revenue Service (USA)
    Authors:
    Wayne R. Strasbaugh
    Location:
    USA
    Firm:
    Ballard Spahr LLP
    Recent significant commercial bankruptcy filings
    2010-02-22

    Masuda, Funai, Eifert & Mitchell routinely represents creditors in bankruptcy proceedings in order to protect their contractual and legal interests and rights to payment. The following is a list of some recent larger U.S. bankruptcy filings in various industries. To the extent you are a creditor to any of these debtors, or other entities which may have filed for bankruptcy protection, you as a creditor are entitled to certain protections under the Bankruptcy Code.

    MEDIA

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Masuda Funai Eifert & Mitchell Ltd, Bankruptcy, Debtor, Unsecured debt, Option (finance), Fossil fuel, Title 11 of the US Code, United States bankruptcy court
    Authors:
    Reinhold F. Krammer
    Location:
    USA
    Firm:
    Masuda Funai Eifert & Mitchell Ltd
    When is it "safe" to collect foreclosure or bankruptcy-related fees?
    2010-02-22

    The collection of foreclosure and bankruptcy-related fees in Chapter 13 bankruptcy cases has been the cause of much grief for mortgage servicers of late. Learning how to do it right on the front end of a bankruptcy is the remedy. Unfortunately, the law varies to a wide degree depending upon the state where the borrower resides. This leaves mortgage lenders and servicers with little ability to streamline activities on a nationwide basis.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Baker Donelson Bearman Caldwell & Berkowitz PC, Contractual term, Bankruptcy, Debtor, Injunction, Audit, Mortgage loan, Foreclosure, Default (finance), Attorney's fee, Bankruptcy discharge, United States bankruptcy court
    Authors:
    Elizabeth Floyd
    Location:
    USA
    Firm:
    Baker Donelson Bearman Caldwell & Berkowitz PC
    AIG announces Q4 and year-end results
    2010-02-28

    On Friday, American International Group, Inc. (AIG) released its results for the fourth quarter and full year 2009. AIG reported a Q4 net loss of $8.9 billion, bringing 2009’s total net losses to $10.9 billion.

    Filed under:
    USA, Insolvency & Restructuring, Insurance, Alston & Bird LLP, Interest, Debt, Life insurance, Valuation (finance), American International Group, Bank of New York Mellon, Chief executive officer
    Authors:
    Ian Grant
    Location:
    USA
    Firm:
    Alston & Bird LLP
    California court clarifies directors’ duties when a corporation is insolvent or in the zone of insolvency
    2010-02-28

    On October 29, 2009, the California Court of Appeal, Sixth District, in Berg & Berg Enterprises, LLC v. Boyle, et al., unequivocally ruled that, under California law, directors of either an insolvent corporation or a corporation in the more elusively defined “zone of insolvency” do not owe a fiduciary duty of care or loyalty to creditors. In so ruling, California joins Delaware in clarifying directors’ duties when the corporation is insolvent or in the zone of insolvency.

    Background

    Filed under:
    USA, California, Company & Commercial, Insolvency & Restructuring, Litigation, McDermott Will & Emery, Shareholder, Breach of contract, Fiduciary, Board of directors, Good faith, Duty of care, Delaware Court of Chancery, California courts of appeal, US District Court for Northern District of California
    Authors:
    Gary O. Ravert , Jeffrey Rothschild
    Location:
    USA
    Firm:
    McDermott Will & Emery

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