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    Officers and directors of troubled banks at risk of personal liability
    2010-03-02

    In 2009, there were 140 failed banks. So far this year, 16 more banks have been seized by the FDIC. There are 702 banks currently on the FDIC's troubled banks list, and regulators and analysts predict that several hundred of those likely will fail over the next two years.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Nelson Mullins Riley & Scarborough LLP, Shareholder, Fraud, Board of directors, Market liquidity, Mortgage loan, Summary offence, Holding company, Underwriting, Community bank, US Federal Government, Federal Deposit Insurance Corporation (USA)
    Authors:
    Neil E. Grayson , Jim Lehman
    Location:
    USA
    Firm:
    Nelson Mullins Riley & Scarborough LLP
    Cline v. Grelock, et al., C.A. No. 4046-VCN
    2010-03-02

    In this case, the Court of Chancery found that it would not impose or order remedies, whether legal or equitable, for the plaintiff’s claims pertaining to membership in, and wrongful dissolution of, American Asset Recovery, LLC, a Delaware limited liability company (the “Company”), because the plaintiff did not prove the extent of the remedies to which he was entitled.

    Filed under:
    USA, Delaware, Company & Commercial, Insolvency & Restructuring, Litigation, Potter Anderson & Corroon LLP, Limited liability company, Legal burden of proof, Court of Chancery
    Location:
    USA
    Firm:
    Potter Anderson & Corroon LLP
    Decision in Spansion bankruptcy addresses when court should appoint a special committee of creditors or equity holders
    2010-03-02

    Introduction

    Filed under:
    USA, Delaware, Insolvency & Restructuring, Litigation, Fox Rothschild LLP, Bankruptcy, Shareholder, Debtor, Interest, Legal burden of proof, Valuation (finance), United States bankruptcy court, US District Court for District of Delaware
    Authors:
    L. Jason Cornell
    Location:
    USA
    Firm:
    Fox Rothschild LLP
    Chp. 7 trustee files preference actions in HomeBanc Mortgage bankruptcy
    2010-03-01

    George Miller, the Chapter 7 Trustee in the HomeBanc Mortgage bankruptcy, recently filed approximately 400 preference actions against various defendants under section 547 of the Bankruptcy Code. According to a Summons filed in one of the adversary actions, the first pre-trial conference is scheduled in the United States Bankruptcy Court for the District of Delaware on April 21, 2010. The HomeBanc bankruptcy, along with these adversary actions, are before the Honorable Kevin J.

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Fox Rothschild LLP, Bankruptcy, Retail, Debtor, Mortgage loan, Mortgage-backed security, Title 11 of the US Code, Trustee, United States bankruptcy court, US District Court for District of Delaware
    Authors:
    L. Jason Cornell
    Location:
    USA
    Firm:
    Fox Rothschild LLP
    Reasonable insecurity - strategies for doing business with financially troubled counterparties.
    2010-03-01

    IN THESE TURBULENT economic times, frantic calls from clients doing business with counterparties facing financial distress or bankruptcy is an increasingly common occurrence.

    Filed under:
    USA, Company & Commercial, Insolvency & Restructuring, Curtis, Mallet-Prevost, Colt & Mosle LLP, Bankruptcy, Economy
    Location:
    USA
    Firm:
    Curtis, Mallet-Prevost, Colt & Mosle LLP
    AIG announces Q4 and year-end results
    2010-02-28

    On Friday, American International Group, Inc. (AIG) released its results for the fourth quarter and full year 2009. AIG reported a Q4 net loss of $8.9 billion, bringing 2009’s total net losses to $10.9 billion.

    Filed under:
    USA, Insolvency & Restructuring, Insurance, Alston & Bird LLP, Interest, Debt, Life insurance, Valuation (finance), American International Group, Bank of New York Mellon, Chief executive officer
    Authors:
    Ian Grant
    Location:
    USA
    Firm:
    Alston & Bird LLP
    California court clarifies directors’ duties when a corporation is insolvent or in the zone of insolvency
    2010-02-28

    On October 29, 2009, the California Court of Appeal, Sixth District, in Berg & Berg Enterprises, LLC v. Boyle, et al., unequivocally ruled that, under California law, directors of either an insolvent corporation or a corporation in the more elusively defined “zone of insolvency” do not owe a fiduciary duty of care or loyalty to creditors. In so ruling, California joins Delaware in clarifying directors’ duties when the corporation is insolvent or in the zone of insolvency.

    Background

    Filed under:
    USA, California, Company & Commercial, Insolvency & Restructuring, Litigation, McDermott Will & Emery, Shareholder, Breach of contract, Fiduciary, Board of directors, Good faith, Duty of care, Delaware Court of Chancery, California courts of appeal, US District Court for Northern District of California
    Authors:
    Gary O. Ravert , Jeffrey Rothschild
    Location:
    USA
    Firm:
    McDermott Will & Emery
    Centennial Bank assumes the deposits of Old Southern Bank
    2010-03-12

    Today, the Florida Office of Financial Regulation, Division of Financial Institutions closed Old Southern Bank, headquartered in Orlando, Florida, and the FDIC was named receiver.

    Filed under:
    USA, Florida, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Valley National Bank assumes deposits of Park Avenue Bank
    2010-03-12

    Today, the New York State Banking Department closed The Park Avenue Bank, headquartered in New York, New York, and the FDIC was named receiver. As receiver, the FDIC entered into a purchase and assumption agreement with Valley National Bank, headquartered in Wayne, New Jersey, to assume all of the deposits of The Park Avenue Bank.

    Filed under:
    USA, New York, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Home Bank assumes the deposits of Statewide Bank
    2010-03-12

    Today, the Louisiana Office of Financial Institutions closed Statewide Bank, headquartered in Covington, Louisiana, and the FDIC was named receiver.

    Filed under:
    USA, Louisiana, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP

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