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    Sixth Circuit Affirms Dismissal of FCRA Class Action Complaint
    2020-01-27

    On January 23, the United States Court of Appeals for the Sixth Circuit affirmed the dismissal of the class action complaint filed by plaintiff Muhammad M. Butt against FD Holdings, LLC d/b/a Factual Data in the case styled, Butt v. FD Holdings, LLC, d/b/a Factual Data. A copy of the Court’s opinion can be found here.

    Filed under:
    USA, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper
    Location:
    USA
    Firm:
    Troutman Pepper
    Bankruptcy Court Issues Civil Penalties Against Debtor’s Counsel for Failing to Disclose FDCPA Claims
    2019-12-31

    Creditors and debt collectors are often held to high standards when it comes to consumer protection laws. On December 17, however, the United States Bankruptcy Court for the Northern District of Illinois issued a Memorandum Opinion in In re: Charles V. Cook, Sr., No. 1:14-bk-36424, evincing that debtors’ counsel can be subject to similarly high standards when appropriate.

    Filed under:
    USA, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper, Fair Debt Collection Practices Act 1977 (USA), United States bankruptcy court
    Authors:
    David M. Gettings
    Location:
    USA
    Firm:
    Troutman Pepper
    Court Finds Consumer Has Standing to Pursue FDCPA Claim Based on Collection Letter Sent After Bankruptcy
    2019-11-01

    In Kinnick v. Med-1 Solutions, LLC, the District Court for the Southern District of Indiana found that sending a collection letter to a bankruptcy debtor provided that debtor with standing to file a claim based on the Fair Debt Collection Practices Act against the creditor outside of the bankruptcy case.

    Filed under:
    USA, Banking, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper, Debtor, Fair Debt Collection Practices Act 1977 (USA)
    Authors:
    Jared D. Bissell , David M. Gettings
    Location:
    USA
    Firm:
    Troutman Pepper
    Third Circuit Court of Appeals Upholds Motion for Summary Judgment in FDCPA Case
    2019-10-28

    In a non-precedential ruling, the Court of Appeals for the Third Circuit upheld a district court decision to grant summary judgment in favor of a defendant that was sued for violating the Fair Debt Collection Practices Act.

    Filed under:
    USA, Banking, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper, Title 11 of the US Code, Fair Debt Collection Practices Act 1977 (USA)
    Location:
    USA
    Firm:
    Troutman Pepper
    Eastern District of Wisconsin Holds Whether Debt Has Been Fully Paid is Legal Issue Not Actionable Under FCRA
    2018-11-05

    On October 26, the Eastern District of Wisconsin issued a ruling dismissing a Fair Credit Reporting Act case. In Garland v. Marine Credit Union, the Court granted summary judgment in favor of the debt collector, holding the dispute was a legal issue such that the consumer could not establish a factual inaccuracy in the credit reporting.

    Filed under:
    USA, Banking, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper, Fair Credit Reporting Act 1970 (USA)
    Authors:
    Ethan G. Ostroff , David N. Anthony
    Location:
    USA
    Firm:
    Troutman Pepper
    N.D. Ill. Applies “Competent Lawyer” Standard to Dismiss FDCPA Claims Based on Collection Letter Sent to Consumer’s Attorney
    2018-10-26

    The Northern District of Illinois recently held that a collection letter sent to a consumer’s attorney seeking payment on a debt discharged in bankruptcy did not violate the Fair Debt Collection Practices Act based on the “competent lawyer” standard. The case is Grajny v. Credit Control, LLC, No. 18-C-2719, 2018 U.S. Dist. LEXIS 173682, 2018 WL 4905019 (N.D. Ill. Oct. 9, 2018).

    Filed under:
    USA, Illinois, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper, Bankruptcy discharge, Fair Debt Collection Practices Act 1977 (USA), US District Court for Northern District of Illinois
    Location:
    USA
    Firm:
    Troutman Pepper
    Cannabis Industry FAQ
    2017-07-18

    Can marijuana businesses receive federal copyright protection?

    Yes. The requirements for registration with the U.S. Copyright Office are that the work is original, creative and fixed in some form of expression. These requirements do not prevent a marijuana business from registering its works, such as pamphlets, instructional videos or even artwork.

    Can marijuana businesses receive any patent protection?

    Filed under:
    USA, Banking, Company & Commercial, Copyrights, Healthcare & Life Sciences, Insolvency & Restructuring, Patents, Real Estate, Tax, Trademarks, White Collar Crime, Troutman Pepper, Financial Crimes Enforcement Network (USA)
    Location:
    USA
    Firm:
    Troutman Pepper
    Unredeemed Gift Card Holders Denied Bankruptcy Priority Status
    2016-09-16

    The Legal Intelligencer

    Filed under:
    USA, Company & Commercial, Insolvency & Restructuring, Litigation, Troutman Pepper
    Authors:
    Francis J. Lawall
    Location:
    USA
    Firm:
    Troutman Pepper
    Key covid-19 considerations for your business - An update on our multi-jurisdictional overview
    2020-08-04

    Both COVID-19 itself and the severe financial impact the virus and associated lockdown has had on the UK economy, have led not only to a large number of UK businesses re-examining the contractual terms on which they do business but also to a spike in disputes. Some matters which have been prominent in current disputes, and which are therefore key considerations for business both in looking at their existing contracts and planning for the future, include the following: • What termination provisions do they have in their contracts?

    Filed under:
    Global, United Kingdom, Company & Commercial, Insolvency & Restructuring, Gowling WLG, Corporate governance, Force majeure, Coronavirus
    Location:
    Global, United Kingdom
    Firm:
    Gowling WLG
    Cold comfort: how latest case law demonstrates the limitations of comfort letters
    2013-05-09

    Comfort letters can be a useful tool for providing an assurance of support from a parent to a subsidiary company. In some cases they help inform the decision of the board of a subsidiary and its continuing trade. It's possible for such letters to form binding obligations in law, if carefully considered and drafted.

    Filed under:
    United Kingdom, Company & Commercial, Insolvency & Restructuring, Litigation, Gowling WLG
    Authors:
    Julian C. Pallett , Jasvir Jootla
    Location:
    United Kingdom
    Firm:
    Gowling WLG

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