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    Reclamation claims and the rights of secured creditors
    2009-01-23

    The Sixth Circuit recently held that section 2-702(3) of the Uniform Commercial Code (the "UCC"), which permits good faith purchasers to defeat a valid right to reclaim, does not allow a secured creditor to defeat that right.[1] The Sixth Circuit found that the security interest held by a DIP lender could not be used to defeat the right of a reclaiming creditor under the UCC or pre-BAPCPA section 546(c) of the Bankruptcy Code. This decision may impact the way bankruptcy courts consider reclamation claims under revised section 546(c) of the Bankruptcy Code.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, BakerHostetler, Bankruptcy, Debtor, Unsecured debt, Liquidation, Good faith, Secured creditor, Secured loan, Title 11 of the US Code, Uniform Commercial Code (USA), United States bankruptcy court, Sixth Circuit
    Location:
    USA
    Firm:
    BakerHostetler
    House Judiciary Committee holds hearing on mortgage modification in bankruptcy
    2009-01-23

    Yesterday, the House Judiciary Committee held a hearing to discuss two proposed bills, H.R. 200, the “Helping Families Save Their Homes in Bankruptcy Act of 2009” and H.R. 225, the “Emergency Homeownership and Equity Protection Act", that would allow bankruptcy judges to modify the terms of certain mortgages on principal homes during bankruptcy proceedings. H.R.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Bankruptcy, Consumer protection, Mortgage loan, Foreclosure, Good faith, US Senate, US House of Representatives, US House Committee on the Judiciary, Citigroup, Citibank, United States bankruptcy court
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Recent significant commercial bankruptcy filings
    2009-01-21

    The following is a list of some recent larger U.S. bankruptcy filings in various industries. To the extent you are a creditor to any of these debtors, or other entities which may have filed for bankruptcy protection, you as a creditor are entitled to certain protections under the Bankruptcy Code.  

    AMUSEMENT PARKS

    HRP Myrtle Beach Holdings converts to Chapter 7; unable to find post-petition financing.  

    BANKING

    Silver State Bancorp files Chapter 7 petition in Nevada.  

    Filed under:
    USA, Insolvency & Restructuring, Masuda Funai Eifert & Mitchell Ltd, Bankruptcy, Debtor, Unsecured debt, Title 11 of the US Code, United States bankruptcy court
    Location:
    USA
    Firm:
    Masuda Funai Eifert & Mitchell Ltd
    How long and strong is trustee Piccard’s claw?
    2009-02-10

    On December 10, 2008, Bernard Madoff confessed to his two sons that he had been running what amounted to a massive Ponzi scheme on the scale of approximately $50 billion and that he could no longer sustain it due to, among other things, substantial redemption requests. That night, his sons alerted authorities.  

    Filed under:
    USA, Capital Markets, Insolvency & Restructuring, Litigation, White Collar Crime, Seyfarth Shaw LLP, Bankruptcy, Debtor, Security (finance), Fraud, Consideration, Hedge funds, Liquidation, Broker-dealer, Conveyancing, Securities fraud, US Securities and Exchange Commission, Securities Investor Protection Corporation, Bear Stearns, Title 11 of the US Code, Trustee, United States bankruptcy court
    Location:
    USA
    Firm:
    Seyfarth Shaw LLP
    The Chevron opinion: the end of triangular setoff as we know it?
    2009-02-04

    Setoff is a doctrine based as much on practical considerations as on equitable ones.

    Filed under:
    USA, Delaware, Insolvency & Restructuring, Litigation, White & Case, Bankruptcy, Debtor, Safe harbor (law), Debt, Chevron Corporation, United States bankruptcy court, US District Court for District of Delaware
    Location:
    USA
    Firm:
    White & Case
    Asbestos litigation leads to another corporate bankruptcy
    2009-02-03

    With approximately 7,000 asbestos-related lawsuits pending against it, Hercules Chemical has filed for bankruptcy protection under Chapter 11. The company is a manufacturer of chemicals for the plumbing industry. In ``Dispelling the Myths of Asbestos Litigation: Solutions for Common Law Courts,`` Rick Faulk discussed problems in the asbestos-driven toxic tort litigation system – a system that has led many companies to Chapter 11.

    Filed under:
    USA, Environment & Climate Change, Insolvency & Restructuring, Foley & Lardner LLP, Bankruptcy, Common law
    Location:
    USA
    Firm:
    Foley & Lardner LLP
    Recent significant commercial bankruptcy filings
    2009-02-03

    The following is a list of some recent larger U.S. bankruptcy filings in various industries. To the extent you are a creditor to any of these debtors, or other entities which may have filed for bankruptcy protection, you as a creditor are entitled to certain protections under the Bankruptcy Code.  

    AUTOMOTIVE

    Parts maker Checker Motor Corp. files for Chapter 11 protection in Michigan.  

    Parts maker Contech U.S., LLC, affiliates files for Chapter 11 protection in Michigan.  

    PACKAGING  

    Filed under:
    USA, Insolvency & Restructuring, Masuda Funai Eifert & Mitchell Ltd, Bankruptcy, Debtor, Unsecured debt, Limited liability company, Subsidiary, Title 11 of the US Code, United States bankruptcy court
    Location:
    USA
    Firm:
    Masuda Funai Eifert & Mitchell Ltd
    Tax complications of bankruptcies in difficult economic times
    2009-02-03

    Given the current state of the economy, it should come as no surprise that business related bankruptcy filings increased 41.6 percent and non-business bankruptcies increased 28.4 percent between June 30, 2007, and June 30, 2008, with more than one million Americans filing for bankruptcy during calendar year 2007, according to the Administrative Office of the U.S. Courts.

    Filed under:
    USA, Insolvency & Restructuring, Tax, Duane Morris LLP, Tax exemption, Credit card, Bankruptcy, Debtor, Tax credit, Taxable income, Debt, Debt relief, Internal Revenue Service (USA), Title 11 of the US Code, Internal Revenue Code (USA)
    Location:
    USA
    Firm:
    Duane Morris LLP
    What the cram-down legislation means to mortgage lenders, servicers and investors
    2009-02-02

    There is a sense of inevitability that Congress will pass legislation allowing a Chapter 13 bankruptcy plan (also referred to as a wage-earner’s plan) to "cram-down" the value of a mortgage on a consumer's principal residence to its market value and/or reset debtor interest rate and monthly payments to an amount that permits them to remain in their homes. This alert summarizes the latest version of H.R.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Venable LLP, Bankruptcy, Debtor, Unsecured debt, Collateral (finance), Statutory interpretation, Debt, Mortgage loan, Foreclosure, Secured creditor, Market value, Secured loan, US Senate, US House Committee on the Judiciary, United States bankruptcy court
    Location:
    USA
    Firm:
    Venable LLP
    Recent circuit court equitable subordination decisions emphasize requirement that misconduct result in actual harm to other parties
    2009-01-30

    In recent opinions, the United States Courts of Appeals for the Fifth and Seventh Circuits have revisited the doctrine of equitable subordination and have underscored the requirement that, before a court can equitably subordinate a creditor’s claim, the court must find that other creditors have been harmed by the actions of the creditor. Importantly, both decisions stress that equitable subordination is meant to be remedial and not punitive, and may not be imposed merely because a creditor has engaged in misconduct.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Cadwalader Wickersham & Taft LLP, Punitive damages, Bankruptcy, Surety, Debtor, Breach of contract, Fiduciary, Board of directors, Debt, Cashflow, Unsecured creditor, Trustee, United States bankruptcy court, Fifth Circuit, Seventh Circuit
    Location:
    USA
    Firm:
    Cadwalader Wickersham & Taft LLP

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