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    Hitting the brakes on legislative interference with the property rights of automakers’ secured creditors
    2009-01-30

    The recent financial crisis has resulted in events that once seemed impossible. Recently, in the federal government’s attempts to bail out the auto industry, an event unprecedented in American history almost occurred: the forced subordination of existing secured debt to new loans issued by the federal government. If the government were to revive this concept in future bailouts and attempt to subordinate the liens of secured creditors, a suit challenging the constitutionality of such action would have a good chance of success.

    The Potential For Forced Subordination

    Filed under:
    USA, Insolvency & Restructuring, White & Case, Bankruptcy, Debtor, Market liquidity, Debt, Bailout, Liquidation, Troubled Asset Relief Program, Secured loan, US Federal Government, US House of Representatives
    Location:
    USA
    Firm:
    White & Case
    House delays vote on mortgage relief legislation
    2009-02-27

    Yesterday afternoon, the House delayed a vote on H.R. 1106, “Helping Families Save Their Homes Act of 2009” (the “Act”) after a little over an hour of debate, amidst unexpected opposition from some Democrats.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Real Estate, Alston & Bird LLP, Bankruptcy, Debtor, Fraud, Mortgage loan, Foreclosure, Deposit insurance, US Department of Justice, Federal Deposit Insurance Corporation (USA), Government Accountability Office, US House of Representatives, Congressional Budget Office, Federal Housing Administration, US Secretary of the Treasury, United States bankruptcy court
    Location:
    USA
    Firm:
    Alston & Bird LLP
    New bankruptcy cram down and foreclosure prevention legislation introduced
    2009-02-26

    This week, Representative John Conyers introduced the “Helping Families Save Their Homes Act of 2009” (H.R. 1106) (the “Act”), which has been circulated in advance of a vote by the House of Representatives anticipated as early as today. Additional amendments have been offered to the bill, but it is unclear which, if any, will be incorporated into the final text. It is not expected that the Senate will consider its version of the bill until mid-March.

    Filed under:
    USA, Insolvency & Restructuring, Securitization & Structured Finance, Cadwalader Wickersham & Taft LLP, Bankruptcy, Debtor, Unsecured debt, Collateral (finance), Mortgage loan, Foreclosure, Bond credit rating, Mortgage-backed security, Pro rata, US House of Representatives, US Department of Veterans Affairs, United States bankruptcy court
    Location:
    USA
    Firm:
    Cadwalader Wickersham & Taft LLP
    Recent significant commercial bankruptcy filings
    2009-02-24

    The following is a list of some recent larger U.S. bankruptcy filings in various industries. To the extent you are a creditor to any of these debtors, or other entities which may have filed for bankruptcy protection, you as a creditor are entitled to certain protections under the Bankruptcy Code.  

    ALUMINIUM

    Aleris International U.S. operations file under Chapter 11; DIP financing approved.  

    AUTOMOTIVE  

    Court approves Key Plastics’ joint plan; Michigan company emerges from Chapter 11.  

    Filed under:
    USA, Insolvency & Restructuring, Masuda Funai Eifert & Mitchell Ltd, Bankruptcy, Debtor, Unsecured debt, Video game, Subsidiary, Title 11 of the US Code, United States bankruptcy court
    Location:
    USA
    Firm:
    Masuda Funai Eifert & Mitchell Ltd
    Fourth Circuit reverses bankruptcy court's narrow reading of "swap agreements"
    2009-02-18

    The Fourth Circuit’s reversal of the bankruptcy court’s narrow reading of swap agreement clarifies the nature of agreements entitled to broad protections under the Bankruptcy Code, but until the decision is fully implemented on remand, swap participants will bear increased risk in hedging transactions.

    Filed under:
    USA, Derivatives, Insolvency & Restructuring, Litigation, McDermott Will & Emery, Bankruptcy, Natural gas, Swap (finance), Commodity, Remand (court procedure), US Congress, DuPont, International Swaps and Derivatives Association, Title 11 of the US Code, Trustee, United States bankruptcy court, Fourth Circuit
    Location:
    USA
    Firm:
    McDermott Will & Emery
    GM and Chrysler submit restructuring plans and request additional government assistance
    2009-02-18

    As required by the terms of the emergency assistance provided by Treasury last December, General Motors Corp.

    Filed under:
    USA, Insolvency & Restructuring, Alston & Bird LLP, Bankruptcy, Debtor, Accounts receivable, EBITDA, US Federal Government, US Department of Energy, United Automobile Workers, General Motors, European Investment Bank, Chrysler
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Recent significant commercial bankruptcy filings
    2009-02-17

    The following is a list of some recent larger U.S. bankruptcy filings in various industries. To the extent you are a creditor to any of these debtors, or other entities which may have filed for bankruptcy protection, you as a creditor are entitled to certain protections under the Bankruptcy Code.  

    AUTOMOTIVE

    Auto parts maker Contech U.S., LLC, subsidiaries file for Chapter 11 protection in Michigan.  

    Fluid Routing Solutions, Inc., subsidiaries file Chapter 11 in Delaware.  

    GROCERY STORES

    Filed under:
    USA, Insolvency & Restructuring, Masuda Funai Eifert & Mitchell Ltd, Bankruptcy, Debtor, Subsidiary, Title 11 of the US Code
    Location:
    USA
    Firm:
    Masuda Funai Eifert & Mitchell Ltd
    Duties of directors of distressed corporations under Maryland law
    2009-03-03

    In these uncertain times, boards of directors face many important decisions about a company’s present and future actions, including reduction or suspension of dividends, layoffs, asset sales, unsolicited takeover offers, liquidation and even insolvency proceedings. In making these decisions, directors should remember their overarching responsibility for continuing oversight and informed decision-making.

    Filed under:
    USA, Delaware, Maryland, Company & Commercial, Insolvency & Restructuring, Litigation, Venable LLP, Bankruptcy, Shareholder, Surety, Debtor, Dividends, Board of directors, Debt, Liability (financial accounting), Liquidation, Good faith, Balance sheet, Delaware General Corporation Law, Delaware Court of Chancery, Delaware Supreme Court
    Authors:
    James J. Hanks Jr. , Greg Cross , Christopher W. Pate , Carmen M. Fonda
    Location:
    USA
    Firm:
    Venable LLP
    Recent significant commercial bankruptcy filings
    2009-03-03

    The following is a list of some recent larger U.S. bankruptcy filings in various industries. To the extent you are a creditor to any of these debtors, or other entities which may have filed for bankruptcy protection, you as a creditor are entitled to certain protections under the Bankruptcy Code.  

    AUTOMOTIVE

    Saab files for reorganization in Sweden as General Motors Corp. ends support.  

    BROADCASTING  

    Young Broadcasting, affiliates restructure through Chapter 11; operations to continue.  

    Filed under:
    USA, Insolvency & Restructuring, Masuda Funai Eifert & Mitchell Ltd, Bankruptcy, Debtor, Limited liability company, Subsidiary, General Motors, Title 11 of the US Code
    Location:
    USA
    Firm:
    Masuda Funai Eifert & Mitchell Ltd
    Pennsylvania Supreme Court recognizes an "ordinary course of business" exception to preference actions brought by liquidator of reliance insurance company
    2009-03-02

    On February 23, 2009, Pennsylvania became the second state to recognize an "ordinary course of business" exception to preference actions brought under a state insolvency statute where the defense is not expressly provided for in the statute. In Joel S. Ario, Insurance Commissioner of the Commonwealth of Pennsylvania, in His Official Capacity as Liquidator of Reliance Insurance Company, Appellant v. H.J. Heinz Company, H.J. Heinz Company, L.P., H.J. Heinz Finance Company, and Portion Pac, Inc., et al., Appellees, No. 21 MAP 2006 (Pa. Feb.

    Filed under:
    USA, Pennsylvania, Insolvency & Restructuring, Insurance, Litigation, Duane Morris LLP, Bankruptcy, Debt, Liquidation, Liquidator (law), Insurance commissioner, Pennsylvania Supreme Court
    Location:
    USA
    Firm:
    Duane Morris LLP

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