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    Plan Proponents Beware of “Death Trap” Traps in Chapter 11 Plans and Disclosure Statements
    2016-12-22

    A topic that receives relatively little attention is the practice of plan proponents to include “death trap” provisions in chapter 11 plans. A death trap provision can provide for a distribution, or a larger distribution, to an impaired class in exchange for a favorable vote on the plan.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Cole Schotz PC
    Authors:
    Katharina Earle
    Location:
    USA
    Firm:
    Cole Schotz PC
    New York Bankruptcy Court Saves Investment Bankers’ Transaction Fees
    2016-12-23

    “Transaction fees are part of the standard, negotiated base compensation for the investment banker,” held the Bankruptcy Court for the Southern District of New York on Dec. 16, 2016. In re Relativity Fashion, LLC, 2016 Bankr. LEXIS 4339, *10 (Bankr. S.D.N.Y. Dec. 16, 2016) (Wiles, B.J.). The court denied objections to the transaction fees sought by two investment bankers, P and H, ruling that the objecting parties (a fee examiner, the debtor and a secured lender) had no right under Bankruptcy Code (“Code”) § 328(a) to challenge the transaction fees. Id. at *25.

    Filed under:
    USA, New York, Banking, Insolvency & Restructuring, Litigation, Schulte Roth & Zabel LLP, Investment banking
    Authors:
    Michael L. Cook
    Location:
    USA
    Firm:
    Schulte Roth & Zabel LLP
    Nutter Bank Report, December 2016
    2016-12-27

    Headlines 1. OCC to Consider Fintech Applications for Special Purpose National Bank Charters 2. Federal Banking Agencies Publish Guidance on New Credit Loss Accounting Standard 3. Federal Banking Agencies Issue Final Rule on Extended Exam Cycles 4. Division of Banks Amends Foreclosure Prevention and ATM/EFT Rules 5. Other Developments: Marijuana Guidance and Bank Fraud

    1. OCC to Consider Fintech Applications for Special Purpose National Bank Charters

    Filed under:
    USA, Banking, Insolvency & Restructuring, IT & Data Protection, White Collar Crime, Nutter McClennen & Fish LLP
    Authors:
    Kenneth F. Ehrlich , Michael K. Krebs , Matthew D. Hanaghan
    Location:
    USA
    Firm:
    Nutter McClennen & Fish LLP
    Preference actions filed in the Seal123, Inc. bankruptcy proceeding
    2016-12-27

    From December 15-21, 2016, the Seal123, Inc. Liquidation Trust filed approximately 68 complaints seeking the avoidance and recovery of allegedly preferential and/or fraudulent transfers under Sections 544 and/or 547, 548 and 550 of the Bankruptcy Code (depending upon the nature of the underlying transactions). The Liquidation Trust also seek to disallow claims of such defendants under Sections 502(d) and (j) of the Bankruptcy Code.

    Filed under:
    USA, Delaware, Insolvency & Restructuring, Litigation, Fox Rothschild LLP, Bankruptcy, Debtor, Fraud
    Authors:
    Carl D. Neff
    Location:
    USA
    Firm:
    Fox Rothschild LLP
    Municipal Bond Offering Disclosures after a Chapter 9 Filing—A Few Reflections on Orange County and the City of Detroit
    2016-12-28

    Although not intended to be classics of literature, we have found tales of two municipalities and their Chapter 9 bankruptcies. One was warm and prosperous and on the West Coast, whose housewives we have followed in the age of reality TV. The other was from a grittier place in the midwest with industrial gothic scenes and rappers who have captured its spirit. Please join us as we discuss the post Chapter 9 filing bond disclosures of Orange County, CA and the City of Detroit.

    Filed under:
    USA, California, Michigan, Banking, Insolvency & Restructuring, Cozen O'Connor
    Authors:
    Mark H. Vacha
    Location:
    USA
    Firm:
    Cozen O'Connor
    Appellate Division Affirms Discharge of Receiver After Settlement of Foreclosure Action
    2016-12-30

    In Investors Bank v. Trylon/Crest Construction, Inc., 2016 WL 5922751 (N.J. App. Div. Oct. 12, 2016), the Appellate Division affirmed the Trial Court’s discharge of a rent receiver over the defendant’s objection that the receiver was required to make certain payments to the defendant. In October 2008, the defendant borrowed $5,200,000 from the plaintiff, Investors Bank (the “Bank”), secured by a first mortgage on property owned by the defendant. In addition, the mortgage granted the Bank the right to have a rent receiver appointed for the property.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Real Estate, Sherman Wells Sylvester Stamelman
    Authors:
    Anthony C. Valenziano , Matthew F. Chakmakian , Anthony J. Sylvester , Craig L. Steinfeld
    Location:
    USA
    Firm:
    Sherman Wells Sylvester Stamelman
    7th Cir. Holds Judgment Against Bankruptcy Debtor’s Husband Did Not Violate Co-Debtor Stay
    2016-12-30

    The U.S. Court of Appeals for the Seventh Circuit recently held that a bank’s lawsuit against the husband of a debtor who had filed for bankruptcy did not violate the co-debtor stay because the husband’s credit card debts were not a consumer debt for which the debtor was personally liable.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Maurice Wutscher LLP, Credit card, Bankruptcy, Debtor, Interest, Debt, Consumer debt, Marriage, US Code, United States bankruptcy court, Seventh Circuit
    Location:
    USA
    Firm:
    Maurice Wutscher LLP
    Omnibus New York Foreclosure Law Takes Effect on December 20, 2016
    2016-12-30

    Recent changes to New York’s foreclosure statutory scheme are set to go into effect on December 20, 2016. These wide-ranging revisions include the following amendments:

    Filed under:
    USA, New York, Banking, Insolvency & Restructuring, Litigation, Real Estate, Sherman Wells Sylvester Stamelman
    Authors:
    Anthony C. Valenziano , Matthew F. Chakmakian , Craig L. Steinfeld , Anthony J. Sylvester
    Location:
    USA
    Firm:
    Sherman Wells Sylvester Stamelman
    Asset-based valuations: Valuation floor or flawed valuation?
    2016-12-31

    AN FTI CONSULTING White PAPER DECEMBER 2016

    ...accounting standards applying to recognition and measurement of a company's assets can be complex and need to be interpreted and applied with care to ensure the valuations are fit for purpose

    Asset-based valuations: Valuation floor or flawed valuation?

    Mark Bezant and David Rogers

    Synopsis

    Filed under:
    USA, Company & Commercial, Corporate Finance/M&A, Insolvency & Restructuring, FTI Consulting Inc, Liability (financial accounting), Intangible asset, Valuation (finance)
    Location:
    USA
    Firm:
    FTI Consulting Inc
    Smith v. Capital One Bank (USA), N.A.
    2017-01-02

    (7th Cir. Dec. 22, 2016)

    Filed under:
    USA, Kentucky, Insolvency & Restructuring, Litigation, Stoll Keenon Ogden PLLC, Seventh Circuit
    Authors:
    Matt Lindblom
    Location:
    USA
    Firm:
    Stoll Keenon Ogden PLLC

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