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    Consignment, the UCC, and You - Protecting Your Goods and Their Proceeds
    2019-03-28

    In a consignment distribution model, a third party Warehouse (the consignee) takes possession of goods on behalf of a Vendor (the consignor) for sale to Customers.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Buchalter, Uniform Commercial Code (USA)
    Authors:
    Joseph M. Welch
    Location:
    USA
    Firm:
    Buchalter
    Filling an Enforcement “Make-Whole”: Bankruptcy Court Enforces Prepayment Premium Notwithstanding Prepetition Loan Acceleration
    2019-03-28

    On March 18, 2019, Judge Stuart M. Bernstein of the United States Bankruptcy Court for the Southern District of New York issued a decision enforcing a mortgage lender’s claim for a prepayment premium (a/k/a make-whole or yield maintenance premium) notwithstanding the lender’s prepetition acceleration of the loan due to the debtor’s default.

    Filed under:
    USA, New York, Banking, Insolvency & Restructuring, Litigation, Cadwalader Wickersham & Taft LLP, Liquidated damages, Second Circuit, US District Court for the Southern District of New York
    Authors:
    Ingrid Bagby , Eric Waxman
    Location:
    USA
    Firm:
    Cadwalader Wickersham & Taft LLP
    Make whole prepayment premium enforceable even after loan acceleration
    2019-03-28

    In In re 1141 Realty Owner LLC, et al., No. 18-12341 (SMB), 2019 WL 1270818 (Bankr. S.D.N.Y. March 18, 2019), Bankruptcy Judge Stuart M. Bernstein of the U.S. Bankruptcy Court of the Southern District of New York recently reaffirmed that upon sufficient contractual language, "make whole" prepayment premiums are enforceable under New York law even after loan acceleration. The court emphasized that the language of the contract provided for such a result and that this was an enforceable liquidated damages clause under New York law.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Hogan Lovells
    Authors:
    Ronald Silverman , Sara Posner
    Location:
    USA
    Firm:
    Hogan Lovells
    Fifth Circuit Holds that Chapter 11 Plan Does not "Impair" Claimants by Denying Make-Whole Rights and Contractual Interest
    2019-03-29

    In Keystone Gas Gathering, L.L.C.v. Ad Hoc Committee of Unsecured Creditorsof Ultra Resources, Incorporated (In re Ultra Petroleum Corporation), Case No. 17-20793, –F.3d–, 2019 WL 237365 (5th Cir. Jan. 17, 2019) (Oldham, J.), the Fifth Circuit Court of Appeals recently held that a class of creditors is not “impaired” by a reorganization plan simply because it (a) incorporates the Bankruptcy Code’s restrictions on payment of unmatured interest and (b) fails to award unsecured creditors interest at the contractual rate.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, FisherBroyles LLP, Debtor, United States bankruptcy court, Fifth Circuit, Third Circuit
    Authors:
    H. Joseph Acosta
    Location:
    USA
    Firm:
    FisherBroyles LLP
    Decoding the Petroleum Marketing Practices Act (PMPA) as It Pertains to Bankruptcy
    2019-03-29

    A gasoline retailer defaults on its obligations under an ongoing Franchise Agreement that it has with a brand name in the oil & gas industry. What steps are available to the franchisor to protect its economic interests in that particular station or station(s)? How about if the franchisee/retailer files for bankruptcy protection? As the Energy Capital of the World, this issue is particularly relevant in Texas, home to thousands of retailers and dozens of the world’s top brands.

    Filed under:
    USA, Franchising, Insolvency & Restructuring, Kane Russell Coleman Logan PC, Franchise agreement
    Authors:
    Paul Hammer
    Location:
    USA
    Firm:
    Kane Russell Coleman Logan PC
    Bankruptcy Court Applies Automatic Stay to Continuation of Removed State-Court Action Against Debtor
    2019-03-29

    When a debtor files for bankruptcy, almost all proceedings to recover property from the debtor are automatically stayed by force of law. See 11 U.S.C. § 362(a). This provision, known as the automatic stay, is a central feature of the bankruptcy process, but uncertainty remains about aspects of its scope.

    Filed under:
    USA, New Mexico, Insolvency & Restructuring, Litigation, Patterson Belknap Webb & Tyler LLP, United States bankruptcy court
    Authors:
    Jonah Wacholder , Daniel A. Lowenthal
    Location:
    USA
    Firm:
    Patterson Belknap Webb & Tyler LLP
    First Circuit Finds Chapter 9 Special Revenue Provisions Permit Voluntary Payment, But Do Not Require Them
    2019-04-01

    On March 26, 2019, the First Circuit Court of Appeals, affirming a decision by the District Court emanating out of the Puerto Rico Title III bankruptcy cases, found that Sections 928(a) and 922(d) of the Bankruptcy Code “permit, but do not require, continued payment during the pendency of the bankruptcy proceedings.”[i] The First Circuit found that these provisions pr

    Filed under:
    USA, Insolvency & Restructuring, Litigation, King & Spalding LLP, US Secretary of the Treasury, First Circuit
    Authors:
    Arthur J. Steinberg , Floyd C Newton III , William A Holby (Bill) , Scott Davidson
    Location:
    USA
    Firm:
    King & Spalding LLP
    Official Bankruptcy Forms Revised To Reflect April 1, 2019 Dollar Amount Adjustments Now In Effect
    2019-04-01

    As discussed in an earlier post called “Moving Up: Bankruptcy Code Dollar Amounts Will Increase On April 1, 2019,” various dollar amounts in the Bankruptcy Code and related statutory provisions were increased for cases filed on or after today, April 1, 2019.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Cooley LLP
    Authors:
    Robert Eisenbach
    Location:
    USA
    Firm:
    Cooley LLP
    Admit and Legislators Acknowledge That Real Estate Professionals Are Human and Need Protection From Harmless Errors
    2019-04-02

    Ohio and other states where Frost Brown Todd has offices have long had witness and/or notary requirements for the execution of mortgages. Ohio Revised Code Section 5301.01 provides that a “mortgage . . . shall be signed by the . . . mortgagor. . . . The signing shall be acknowledged by the . . . mortgagor . . . before a . . . notary public . . .

    Filed under:
    USA, Ohio, Banking, Insolvency & Restructuring, Litigation, Frost Brown Todd LLP
    Authors:
    Vincent E. Mauer
    Location:
    USA
    Firm:
    Frost Brown Todd LLP
    Blessings in Disguise: Hidden Opportunities in Healthcare Bankruptcies
    2019-04-02

    Perhaps one thing we can agree on in discussing the healthcare industry: it is in a state of distress stemming from the challenges created by an ever-increasing regulatory burden, changes in reimbursement rates, uncertainty with the Affordable Care Act, mounting tort and employment litigation. The recent rampant growth of urgent care centers and retail clinics as well as technological advances and telemedicine have created a change in the manner in which healthcare services are delivered and consequently put pressure on providers to compete.

    Filed under:
    USA, Healthcare & Life Sciences, Insolvency & Restructuring, Dickinson Wright, Telemedicine, Affordable Care Act 2010 (USA)
    Authors:
    Peter Domas
    Location:
    USA
    Firm:
    Dickinson Wright

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