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    Safe harbor update: continued uncertainty regarding applicability of safe harbors to leveraged buy-outs of privately held securities
    2013-08-02

    A Western District of New York bankruptcy court has held that the safe harbor provisions of section 546(e) of the Bankruptcy Code apply to leveraged buy-outs of privately held securities. See Cyganowski v. Lapides (In re Batavia Nursing Home, LLC), No. 12-1145 (Bankr. W.D.N.Y. July 29, 2013).

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Alston & Bird LLP, Security (finance), Safe harbor (law), Privately held company, Leveraged buyout, United States bankruptcy court
    Authors:
    Aimee M. Cummo , David A. Wender , Karen Gelernt , Jonathan T. Edwards
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Insolvent foreign subsidiaries
    2011-12-29

    Generic Legal Advice Memorandum AM 2011-003 (August 18, 2011)

    Overview

    Filed under:
    USA, Insolvency & Restructuring, Tax, Alston & Bird LLP, Shareholder, Liability (financial accounting), Tax deduction
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Centennial Bank assumes all of the deposits of Wakulla Bank
    2010-10-03

    On Friday, the Florida Office of Financial Regulation closed Wakulla Bank, headquartered in Crawfordville, Florida, and appointed the FDIC as receiver. As receiver, the FDIC entered into a purchase and assumption agreement with Centennial Bank, headquartered in Conway, Arkansas, to assume all of the deposits of the failed bank.

    Filed under:
    USA, Florida, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA)
    Authors:
    Joseph Bolling
    Location:
    USA
    Firm:
    Alston & Bird LLP
    FTC issues final rule to restricting debt relief providers
    2010-08-02

    Last week, the Federal Trade Commission announcedamendments to the Telemarketing Sales Rule (TSR) relating to the telemarketing of debt relief services, including new restrictions on advance fees charged by debt relief companies.

    Filed under:
    USA, Insolvency & Restructuring, Telecoms, Alston & Bird LLP, Credit card, Bankruptcy, Debt, Debt relief, Good faith, Federal Trade Commission (USA)
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Commercial bank assumes all of the deposits of mainstreet savings bank, fsb
    2010-07-19

    On Friday, the Office of Thrift Supervision closed Mainstreet Savings Bank, FSB, headquartered in Hastings Michigan, and appointed the FDIC [http://www.fdic.gov/bank/individual/failed/mainstsvgs.html] as receiver for the bank.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Share (finance), Commercial bank, Federal Deposit Insurance Corporation (USA), Office of Thrift Supervision
    Authors:
    Anjali Desai
    Location:
    USA
    Firm:
    Alston & Bird LLP
    FDIC closes sale of notes backed by commercial real estate loans
    2010-05-24

    Today, the Federal Deposit Insurance Corporation (FDIC) announced the closing of its previously announced sale of $233 million of notes backed by performing and non-performing commercial real estate (CRE) loans from 22 different financial institutions f

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Credit (finance), Commercial property, Interest, Debt, Maturity (finance), Federal Deposit Insurance Corporation (USA)
    Authors:
    Alice Green
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Banco Popular de Puerto Rico assumes all of the deposits of Westernbank Puerto Rico
    2010-05-01

    Yesterday, the Office of the Commissioner of Financial Institutions of the Commonwealth of Puerto Rico closed Westernbank Puerto Rico, headquartered in Mayaguez, Puerto Rico, and the FDIC was appointed receiver.

    Filed under:
    Puerto Rico, USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Share (finance), Consideration, Federal Deposit Insurance Corporation (USA), Federal Reserve System
    Authors:
    Melinda C. Calisti
    Location:
    Puerto Rico, USA
    Firm:
    Alston & Bird LLP
    Citizens South Bank assumes deposits of Bank of Hiawassee
    2010-03-20

    On Friday, the Georgia Department of Banking and Finance closed Bank of Hiawassee, headquartered in Hiawassee, Georgia, and the FDIC was named receiver.  As receiver, the FDIC entered into a purchase and assumption agreement wi

    Filed under:
    USA, Georgia, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    OneWest Bank, FSB assumes all of the deposits of La Jolla Bank, FSB
    2010-02-20

    On Friday, the OTS closed La Jolla Bank, FSB, headquartered in La Jolla, California, and the FDIC was named receiver.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Federal Deposit Insurance Corporation (USA), Federal Security Service
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    First State Bank of St. Joseph assumes deposits of St. Stephen State Bank
    2010-01-16

    On Friday, the Minnesota Department of Commerce closed St. Stephen State Bank, headquartered in St. Stephens, Minnesota, and the FDIC was named receiver. As receiver, the FDIC entered into a purchase and assumption agreement with First State Bank of St. Joseph, headquartered in St. Joseph, Minnesota, to assume all of the deposits of St. Stephen State Bank.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, US Department of Commerce, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP

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