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    Premier American Bank, National Association assumes deposits of Premier American Bank in first use of OCC “shelf charter” to acquire failed bank
    2010-01-23

    On Friday, the Florida Office of Financial Regulation closed Premier American Bank, headquartered in Miami, Florida, and the FDIC was named receiver.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Consideration, Subsidiary, Acquiring bank, Federal Deposit Insurance Corporation (USA)
    Authors:
    Lawanna Kimbro
    Location:
    USA
    Firm:
    Alston & Bird LLP
    House subcommittee holds hearing on bank failures
    2010-01-22

    Yesterday, the Subcommittee on Financial Institutions and Consumer Credit of the House Committee on Financial Services held a hearing entitled “The Condition of Financial Institutions: Examining the Failure and Seizure of an American Bank.” Participants in the hearing examined the current state of U.S.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Credit (finance), Security (finance), Bank holding company, Community bank, Subsidiary, Preferred stock, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation (USA), US Department of the Treasury, US House of Representatives, US House Committee on Financial Services, Chief executive officer
    Authors:
    Sarah McElroy
    Location:
    USA
    Firm:
    Alston & Bird LLP
    East West Bank assumes deposits of United Commercial Bank
    2009-11-07

    Yesterday, the California Department of Financial Institutions closed United Commercial Bank, headquartered in San Francisco, California, and the FDIC was named as receiver.

    Filed under:
    USA, California, Banking, Insolvency & Restructuring, Alston & Bird LLP, Commercial bank, Subsidiary, Federal Deposit Insurance Corporation (USA)
    Location:
    USA
    Firm:
    Alston & Bird LLP
    CIT files for bankruptcy
    2009-11-02

    CIT Group Inc.

    Filed under:
    USA, New York, Insolvency & Restructuring, Litigation, Alston & Bird LLP, Wage, Bankruptcy, Debtor, Board of directors, Market liquidity, Limited liability company, Debt, Line of credit, Subsidiary, Preferred stock
    Authors:
    Andrea L. Parisi
    Location:
    USA
    Firm:
    Alston & Bird LLP
    TOUSA redux: the Eleventh Circuit Court of Appeals affirms bankruptcy court’s avoidance of constructively fraudulent transfers and reverses the district court
    2012-05-18

    The outcome of the TOUSA appeal has been much anticipated and closely watched by the lending community, their counsel and advisors, and legal scholars. On May 15, 2012, the Eleventh Circuit Court of Appeals issued its opinion (found here), reversing the District Court for the Southern District of Florida and affirming the Bankruptcy Court for the Southern District of Florida, at least insofar as to the bankruptcy court’s factual findings, but not remedies.

    Filed under:
    USA, Florida, Banking, Insolvency & Restructuring, Litigation, Alston & Bird LLP, Bankruptcy, Subsidiary, United States bankruptcy court, Eleventh Circuit
    Authors:
    Jason H. Watson , John C. Weitnauer (Kit) , David A. Wender , William S. Sugden , Jonathan T. Edwards
    Location:
    USA
    Firm:
    Alston & Bird LLP
    First Financial Bank, N.A. assumes all deposits of Irwin Union Bank, F.S.B., and Irwin Union B&T
    2009-09-20

    On Friday, the FDIC was named as receiver for two failed subsidiaries of Irwin Financial Corporation, headquartered in Columbus, Indiana.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Subsidiary, Federal Deposit Insurance Corporation (USA)
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Reincorporations in spinoffs
    2011-06-13

    You will rely on section 355 for nonrecognition, but here you also must rely on section 332 to make the liquidations tax free, without any liquidation-reincorporation problem. It's very clear that you can get the results you want, but not clear why.

    LTR 201123022 describes these facts, in simplified form:

    Filed under:
    USA, Corporate Finance/M&A, Insolvency & Restructuring, Alston & Bird LLP, Tax exemption, Debt, Liquidation, Holding company, Subsidiary, Internal Revenue Service (USA)
    Authors:
    Jasper L. (Jack) Cummings , Jr.
    Location:
    USA
    Firm:
    Alston & Bird LLP
    GGP: single purpose entity or all in the corporate family?
    2009-08-25

    On August 11, 2009, in a long-anticipated ruling in the Chapter 11 case of General Growth Properties, Inc. (GGP), the court denied the motions to dismiss that had been brought on behalf of several of the property-level lenders.1 Few, if any, observers expected that the court would grant these motions and actually dismiss any of the individual SPE borrowers from the larger GGP bankruptcy, as doing so would have likely opened the door for the other secured lenders to seek dismissal.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Real Estate, Securitization & Structured Finance, Alston & Bird LLP, Bankruptcy, Debtor, Interest, Good faith, Cashflow, Secured creditor, Subsidiary, Commercial mortgage-backed security, Mortgage-backed security, Secured loan
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Bankruptcy reorganization
    2011-02-28

    The taxpayer was able to convince the court that the creditors who got the stock in the reorganization were not the prior owners. Because the events occurred in 1992, under a prior version of the continuity of proprietary interest rules, continuity of ownership was broken and a section 338(h)(10) election could be made and the basis in the assets inside the corporation stepped up to fair market value, with no tax liability because the seller was in bankruptcy with large net operating losses (NOLs).

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Tax, Alston & Bird LLP, Tax exemption, Bankruptcy, Shareholder, Debtor, Interest, Federal Reporter, Debt, Liquidation, Fair market value, Subsidiary, Seventh Circuit
    Authors:
    Jasper L. (Jack) Cummings , Jr.
    Location:
    USA
    Firm:
    Alston & Bird LLP
    AIG announces sale of Hong Kong Financial branch and energy and infrastructure investments
    2009-08-21

    In the past two days, AIG has announced the sale of its Hong Kong Financial branch and the sale of additional energy and infrastructure investment assets.

    Filed under:
    USA, Corporate Finance/M&A, Insolvency & Restructuring, Alston & Bird LLP, Debt, Subsidiary, American International Group
    Authors:
    Ian Grant
    Location:
    USA
    Firm:
    Alston & Bird LLP

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