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    Restoration of Crown Preference - What are the implications for borrowers and lenders?
    2020-09-11

    Background

    The Finance Act 2020 received Royal Assent on 22 July 2020 and will restore HMRC as a preferential creditor on insolvency (Crown Preference) with effect from 1 December 2020.

    There had been speculation that the Government would shelve or at least postpone the reintroduction of Crown Preference in the wake of Covid-19. In fact, even before the pandemic, the proposals had been widely criticised by the restructuring and insolvency industry as harmful to the UK’s corporate rescue culture.

    Filed under:
    European Union, United Kingdom, Banking, Insolvency & Restructuring, Tax, Stephenson Harwood LLP, Due diligence, Coronavirus, HM Revenue and Customs (UK)
    Authors:
    Don Brown , Lisa Marks
    Location:
    European Union, United Kingdom
    Firm:
    Stephenson Harwood LLP
    Everlyte Ltd and Registrar of Personal Property Securities [2020] AATA 2584
    2020-09-10

    Everlyte Ltd and Registrar of Personal Property Securities [2020] AATA 2584 (30 July 2020) K Parker, Member

    PERSONAL PROPERTY SECURITIES REGISTER (PPSR) – Applicant registered security interest in collateral (helicopter) – helicopter stolen and sold to other party – other party on-sold helicopter to third party and applied to register financing change statement to end applicant’s interest – meaning of “security interest” – decision affirmed

    Filed under:
    Australia, Banking, Capital Markets, Insolvency & Restructuring, The Commercial Bar Association of Victoria
    Authors:
    Amanda Carruthers
    Location:
    Australia
    Firm:
    The Commercial Bar Association of Victoria
    Fixed charge receiverships: good news for real estate lenders
    2020-09-02

    Facts

    Centenary Homes Limited (C) was a property development company which acquired two blocks of flats: one in Enfield and the other in Bloomsbury. The Bank of Scotland (BOS) extended secured finance to C for the development of the two properties.

    C defaulted on its repayment obligations in 2012 and fixed charge receivers were appointed in March, when the balance outstanding was approximately £4.4 million.

    The receivers were able to sell the Enfield flats in July 2012, for £3,250,000.

    Filed under:
    United Kingdom, Banking, Insolvency & Restructuring, Litigation, Taylor Wessing
    Authors:
    Cheng Bray
    Location:
    United Kingdom
    Firm:
    Taylor Wessing
    CMS Expert Guide to restructuring and insolvency law
    2020-09-01

    Restructurings, especially those involving multiple jurisdictions, are invariably complex matters. This CMS Expert Guide provides an overview of the various restructuring possibilities available in a large number of countries, allowing you to compare how the options are deployed in these jurisdictions.

    We intend to update it periodically to reflect important changes as they happen.

    If you need more information or have any questions, please do not hesitate to contact us.

    Filed under:
    Angola, Austria, Belgium, Bosnia and Herzegovina, Brazil, Bulgaria, China, Colombia, Croatia, Czech Republic, European Union, France, Germany, Global, Hungary, Italy, Kenya, Luxembourg, Netherlands, Peru, Poland, Portugal, Romania, Serbia, Singapore, Slovakia, Slovenia, Spain, Switzerland, Ukraine, United Arab Emirates, United Kingdom, USA, Banking, Company & Commercial, Employment & Labor, Insolvency & Restructuring, Litigation, Public, CMS Germany, Brexit, Due diligence, Coronavirus, Court of Justice of the European Union
    Location:
    Angola, Austria, Belgium, Bosnia and Herzegovina, Brazil, Bulgaria, China, Colombia, Croatia, Czech Republic, European Union, France, Germany, Global, Hungary, Italy, Kenya, Luxembourg, Netherlands, Peru, Poland, Portugal, Romania, Serbia, Singapore, Slovakia, Slovenia, Spain, Switzerland, Ukraine, United Arab Emirates, United Kingdom, USA
    Firm:
    CMS Germany
    General Counsel update - legal guide edition 32
    2012-11-29

    Changes to the Listing Rules and further consultation on enhancing the effectiveness of the regime

    Filed under:
    Australia, China, Hong Kong, Indonesia, Myanmar, Singapore, United Kingdom, Banking, Capital Markets, Company & Commercial, Construction, Corporate Finance/M&A, Employment & Labor, Franchising, Insolvency & Restructuring, Intellectual Property, Litigation, Telecoms, Herbert Smith Freehills LLP
    Location:
    Australia, China, Hong Kong, Indonesia, Myanmar, Singapore, United Kingdom
    Firm:
    Herbert Smith Freehills LLP
    Administrators use Section 447D of the Corporations Act to secure an order allowing the sale of unclaimed plant and equipment although listed on the PPS Register
    2012-11-26

    The evidence before the court established that:

    Filed under:
    Australia, Banking, Insolvency & Restructuring, Litigation, Hunt & Hunt
    Authors:
    Robert Mills
    Location:
    Australia
    Firm:
    Hunt & Hunt
    Bell Group appeal: issues for directors and creditors
    2012-11-05

    Introduction

    In the latest episode in one of Australia's most complex and lengthy commercial disputes, the Western Australia Court of Appeal recently dismissed an appeal by a syndicate of banks (the Banks) from a decision in favour of the liquidators of the Bell Group (the Group): Westpac Banking Corporation v The Bell Group Limited (in liquidation) [No 3] [2012] WASCA 157.

    Filed under:
    Australia, New Zealand, Western Australia, Banking, Company & Commercial, Insolvency & Restructuring, Litigation, Bell Gully, Shareholder, Prejudice
    Authors:
    Tim Fitzgerald , Liam McNeely
    Location:
    Australia, New Zealand
    Firm:
    Bell Gully
    All the bells and whistles
    2012-11-07

    As noted in our recent insolvency law update, the Western Australian Court of Appeal has recently delivered its judgment (comprising over 1,000 pages) on one of Australia's longest running pieces of litigation: Westpac Banking Corporation v The Bell Group (in liq) [No 3].

    Filed under:
    Australia, Western Australia, Banking, Insolvency & Restructuring, Litigation, Buddle Findlay, Bond (finance), Fiduciary, Liquidation, Debenture
    Location:
    Australia
    Firm:
    Buddle Findlay
    Farm debt mediation
    2012-11-14

    On 1 December 2011 the Farm Debt Mediation Act 2011 (Vic) commenced operation. Under the Act, a farm debt mediation scheme is implemented which makes it compulsory for banks and other creditors to offer mediation to farmers before commencing debt recovery proceedings against the farmer on mortgages. Special Counsel, Jacqueline Browning discusses the scheme, which is about to mark its first anniversary of operation.

    Key features

    Some key features of the new Act (which in many ways mirrors similar legislation in NSW) are as follows:

    Filed under:
    Australia, Banking, Insolvency & Restructuring, Piper Alderman, Debt, Mortgage loan, Mediation
    Location:
    Australia
    Firm:
    Piper Alderman
    Loan to own strategies as viable restructuring tools
    2012-11-14

    Australian banks have historically relied on formal liquidation, voluntary administration and receivership processes available under the under the Corporations Act 2001 (Cth) and under general law where informal restructurings have failed. There has been little appetite for exploring alternative methods to exit distressed situations by debt trading.

    Filed under:
    Australia, Banking, Insolvency & Restructuring, Litigation, Clayton Utz, Liquidation, Capital requirement, Distressed securities, Corporations Act 2001 (Australia)
    Authors:
    Nick Poole , Peter Bowden
    Location:
    Australia
    Firm:
    Clayton Utz

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