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    Secured lenders do not have an absolute right to credit bid
    2010-03-24

    In a recent opinion issued in the case In re Philadelphia Newspapers, LLC, et al., Case No. 09-4266 (3rd Cir. 2010), the United States Court of Appeals for the Third Circuit held that secured lenders do not have an absolute right to credit bid on all asset sales under section 1129(b)(2)(A) of the Bankruptcy Code. This opinion could have a profound effect on the manner in which debtors seek approval of a sale pursuant to a plan of reorganization and, potentially, a chilling effect on the willingness of lenders to extend credit in the future.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Lowenstein Sandler LLP, Bankruptcy, Credit (finance), Debtor, Default (finance), Secured creditor, Secured loan, Title 11 of the US Code, United States bankruptcy court, Third Circuit
    Authors:
    Sharon L. Levine , Sheila A. Sadighi , S. Jason Teele , Joseph A. Becht, Jr
    Location:
    USA
    Firm:
    Lowenstein Sandler LLP
    Third Circuit limits secured creditor's right to credit bid: "cram down" plan may be "fair and equitable" despite requiring cash bids
    2010-03-27

    On March 22, 2010, the United States Court of Appeals for the Third Circuit affirmed a lower court decision which held that secured creditors do not have an absolute right to credit bid at an auction of assets conducted in connection with a bankruptcy reorganization plan. The court ruled that secured creditors are only entitled to the "indubitable equivalent" of their claims under a specific subsection of the Bankruptcy Code. The "indubitable equivalent" could be the cash value of the assets upon which the creditor holds liens as determined through an auction process.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Wiley Rein LLP, Bankruptcy, Credit (finance), Debtor, Interest, Secured creditor, Secured loan, US Code, Title 11 of the US Code, United States bankruptcy court, Third Circuit
    Location:
    USA
    Firm:
    Wiley Rein LLP
    The Third Circuit disallows credit bidding by a secured lender in an asset sale proposed under a plan of reorganization
    2010-03-26

    Introduction

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Dykema Gossett PLLC, Bankruptcy, Credit (finance), Debtor, Collateral (finance), Interest, Debt, Personal property, Secured creditor, Debtor in possession, Secured loan, United States bankruptcy court, Third Circuit
    Authors:
    Richard M. Bendix, Jr. , Robert D. Nachman , Ronald L. Rose , Stephen C. Stapleton , Sheryl L. Toby
    Location:
    USA
    Firm:
    Dykema Gossett PLLC
    Third Circuit's credit-bid decision's impact upon secured lenders
    2010-03-25

    The U.S. Court of Appeals for the Third Circuit, in In re Philadelphia Newspapers LLC,1 has ruled that secured creditors do not have a right, as a matter of law, to credit bid their claims when their collateral is sold under a plan of reorganization. The Third Circuit held that secured creditors may be barred from credit bidding where a debtor's reorganization plan provides secured creditors with the "indubitable equivalent" of their secured interest in the assets. The court's ruling follows a similar ruling last year by the U.S.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Duane Morris LLP, Credit (finance), Debtor, Collateral (finance), Interest, Limited liability company, Liquidation, Fair market value, Dissenting opinion, Secured creditor, Secured loan, United States bankruptcy court, Fifth Circuit, Third Circuit
    Authors:
    Walter J. Greenhalgh , Richard W. Riley , Rudolph J. Di Massa, Jr. , Meagen E. Leary
    Location:
    USA
    Firm:
    Duane Morris LLP
    Third Circuit upholds denial of secured creditors’ right to credit bid under reorganization plan
    2010-03-25

    The U.S. Court of Appeals for the Third Circuit held, in a split decision, on March 22, 2010, that secured creditors do not have a statutory right to credit bid1 their debt at an asset sale conducted under a “cramdown” reorganization plan. In re Philadelphia Newspapers, LLC, et al., --- F.3d ----, 2010 WL 1006647 (3d Cir. March 22, 2010) (2-1).

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Schulte Roth & Zabel LLP, Bankruptcy, Debtor, Collateral (finance), Statutory interpretation, Federal Reporter, Limited liability company, Debt, Liability (financial accounting), Fair market value, Secured creditor, Secured loan, United States bankruptcy court, Third Circuit
    Authors:
    Michael L. Cook , Adam C. Harris , Lawrence V. Gelber
    Location:
    USA
    Firm:
    Schulte Roth & Zabel LLP
    Erosion of secured creditor rights by recent Philadelphia Newspapers decision
    2010-03-30

    On March 22, 2010, in a 2-1 decision, the Court of Appeals for the Third Circuit held that a debtor may proceed with an auction sale under a Chapter 11 plan without providing a secured lender the right to credit bid for its collateral.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Dentons, Credit (finance), Debtor, Collateral (finance), Statutory interpretation, Dissenting opinion, Secured creditor, Secured loan, United States bankruptcy court, Fifth Circuit, Third Circuit
    Authors:
    Jonathan D. Forstot , Hugh M. McDonald , Jinjue Pak
    Location:
    USA
    Firm:
    Dentons
    The impact of Philadelphia Newspapers on Chapter 11 asset sales
    2010-03-29

    On March 22, the United States Court of Appeals for the Third Circuit issued a decision that could significantly impact the rights of secured creditors to credit bid in connection with Chapter 11 asset sales under a plan of reorganization.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Katten Muchin Rosenman LLP, Bankruptcy, Credit (finance), Debtor, Collateral (finance), Debt, Dissenting opinion, Secured creditor, Leverage (finance), Secured loan, Chief executive officer, United States bankruptcy court, Third Circuit, US District Court for Eastern District of Pennsylvania
    Authors:
    Noah Heller , David S. Kravitz
    Location:
    USA
    Firm:
    Katten Muchin Rosenman LLP
    In re Tousa highlights risks to lenders relying on after-acquired collateral and “savings clauses” in loan documents
    2010-03-29

    The recent case of In re Tousa, Inc. (Official Committee of Unsecured Creditors of Tousa, Inc., v. Citicorp North America, Inc., Adv. Pro. No. 08-1435-JKO (Bankr. S.D. Fla., October 13, 2009)) has attracted considerable attention – and dread – in the banking and legal communities.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Bryan Cave Leighton Paisner (Bryan Cave), Bankruptcy, Debtor, Unsecured debt, Collateral (finance), Interest, Liquidation, Subsidiary, Citigroup, Title 11 of the US Code, United States bankruptcy court
    Authors:
    William C. Holland , Eric E. Johnson
    Location:
    USA
    Firm:
    Bryan Cave Leighton Paisner (Bryan Cave)
    Xerium Technologies files bankruptcy, hoping to cut its debt by $160 million
    2010-04-05

    Equipment maker, Xerium Technologies, filed chapter 11 petitions for bankruptcy on March 30th in the United States Bankruptcy Court for the District of Delaware.

    Filed under:
    USA, Delaware, Insolvency & Restructuring, Litigation, Fox Rothschild LLP, Share (finance), Bankruptcy, Shareholder, Debt, Pro rata, Chief executive officer, United States bankruptcy court, US District Court for District of Delaware
    Authors:
    L. Jason Cornell
    Location:
    USA
    Firm:
    Fox Rothschild LLP
    Recent bankruptcy decision highlights defenses against WARN Act claims
    2010-04-02

    A Mississippi Bankruptcy Court recently addressed several employer defenses to liability under the Worker Adjustment and Retraining Notification Act (“WARN Act”), which is noteworthy in the context of the current economy. In re FF Acquisition Corp. d/b/a Flexible Flyer, 423 B.R. 502 (Bankr. N.D. Miss. January 20, 2010).

    Filed under:
    USA, Mississippi, Employment & Labor, Insolvency & Restructuring, Litigation, Hunton Andrews Kurth LLP, Bankruptcy, Retail, Accounts receivable, Parent company, US Department of Labor, Worker Adjustment and Retraining Notification Act 1988 (USA), United States bankruptcy court
    Location:
    USA
    Firm:
    Hunton Andrews Kurth LLP

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