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    Not so fast: a recent Florida case highlights the import of acceleration provisions in chapter 11 bankruptcy plans of reorganization
    2014-12-30

    When a chapter 11 plan of reorganization contains no provision that allows for the full debt to be collected in the event of a debtor’s nonpayment, the creditor’s obligation cannot be accelerated under Florida law absent an acceleration provision. The recent case of Baggett Bros. Farm, Inc. v. Altha Farmers Co-op., Inc., No. 1D:13-4200, 39 Fla. L. Weekly D2127, 2014 WL 5033350 (Fla. 1st DCA Oct. 9, 2014), reh’g denied (Nov. 7, 2014) highlights this point.

    Filed under:
    USA, Florida, Insolvency & Restructuring, Litigation, Berger Singerman LLP, Debtor
    Authors:
    Ashley Dillman Bruce
    Location:
    USA
    Firm:
    Berger Singerman LLP
    Construction contracts: nothing beats a meeting of the minds
    2014-12-30

    Waldschmidt v. Singletary Construction LLC (In re Tackett), 516 B.R. 498 (Bankr. M.D. Tenn. 2014) –

    A bankruptcy trustee sought turnover of profits from the sale of homes constructed by a contractor.  The trustee contended that there were contracts between the debtor and the contractor pursuant to which the debtor agreed to reimburse the contractor for its costs plus pay a $15,000 contractor’s fee for each home.

    Filed under:
    USA, Tennessee, Construction, Insolvency & Restructuring, Litigation, Troutman Pepper
    Location:
    USA
    Firm:
    Troutman Pepper
    Review twice, file once, review again; UCC-3 termination intent irrelevant
    2014-12-31

    A “UCC-3 Termination Statement” is commonly used in secured transactions by a secured party to put the world on notice that the perfected security interest referenced in the UCC-3 filing is terminated. On October 17, 2014, the Supreme Court of the State of Delaware, in Official Comm. of Unsecured Creditors of Motors Liquidation Co. v. JPMorgan Chase Bank, N.A.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Bilzin Sumberg, JPMorgan Chase, Uniform Commercial Code (USA)
    Location:
    USA
    Firm:
    Bilzin Sumberg
    Bankruptcy court approves auction of Aereo technology assets
    2014-12-31

    Aereo, Inc. will be permitted to auction off its live television streaming technology to the highest bidder in accordance with a December 24 order, signed by a New York bankruptcy court judge, approving a deal between Aereo and the broadcast television networks on the sale process.  

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Media & Entertainment, Paul, Weiss, Rifkind, Wharton & Garrison LLP, Aereo
    Authors:
    Patrick S. Campbell
    Location:
    USA
    Firm:
    Paul, Weiss, Rifkind, Wharton & Garrison LLP
    Even the “cleverly insidious” lender cannot prevent its borrower from filing bankruptcy
    2015-01-05

    Put your lender’s hat on. Wouldn’t it be great if you could prevent your borrower from filing bankruptcy in the first place? Unfortunately for lenders, a recent decision demonstrates how hard it is to prevent bankruptcy filings.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Real Estate, Squire Patton Boggs, Bankruptcy, Debtor
    Authors:
    Mark A. Salzberg
    Location:
    USA
    Firm:
    Squire Patton Boggs
    Common provisions in a Chapter 11 plan prevent lender from collecting from the owner of the debtor
    2015-01-05

    In a case that should cause lenders heartburn, the United States District Court for the Western District of North Carolina recently ruled that common provisions in a Chapter 11 plan prevented the debtor’s lender from executing on a judgment against the non-debtor owner of the debtor.1 Biltmore is a corporation2 that operates manufactured home parks and sells and rents manufactured homes. McGee is the president and controlling shareholder of Biltmore. Biltmore filed Chapter 11 in January of 2011, and TD Bank was Biltmore’s largest secured creditor.

    Filed under:
    USA, North Carolina, Insolvency & Restructuring, Litigation, Haynes and Boone LLP, Shareholder, Debtor, Title 11 of the US Code
    Authors:
    Robin E. Phelan , Ian T. Peck
    Location:
    USA
    Firm:
    Haynes and Boone LLP
    House of Representatives passes “Financial Institution Bankruptcy Act of 2014” in an attempt to improve big bank reorganization process
    2015-01-06

    Overview

    On Monday, December 1, 2014, the U.S. House of Representatives unanimously passed the Financial Institution Bankruptcy Act of 2014 (“FIBA” or “the Act”). The Act, which garnered bipartisan support as well as the approval of financial regulators, seeks to facilitate the recapitalization of financial institutions by reforming the bankruptcy process, while maintaining financial stability in U.S. markets. The Act now must be approved by the Senate and then signed into law by the President.

    Filed under:
    USA, Insolvency & Restructuring, Kramer Levin Naftalis & Frankel LLP
    Authors:
    Andrew Wyatt Pollack
    Location:
    USA
    Firm:
    Kramer Levin Naftalis & Frankel LLP
    The final word on Mwangi—the Ninth Circuit holds debtor cannot recover alleged damages for a stay violation arising from an administrative freeze on the debtor’s bank account
    2014-12-22

    The Ninth Circuit Court of Appeals recently rendered its decision in the Mwangi case, dealing whether a debtor can assert a claim against his bank for placing an administrative freeze on his bank account pending a determination of the debtor’s exemption claim as to the funds in the account.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Holland & Hart LLP, Debtor, Wells Fargo, Ninth Circuit
    Location:
    USA
    Firm:
    Holland & Hart LLP
    Tune up your D&O insurance policy to make sure it provides
    2014-12-22

    A D&O liability policy protects key individuals in a corporate structure.  These individuals are likely targets for shareholder frustration if an entity is underperforming or suffering from other troubles.  In addition, they may be exposed to personal scrutiny from regulators if the corporation is investigated for any wrongdoing.  As previously discussed in this space, an insurance policy can provide more reliable protection for t

    Filed under:
    USA, Insolvency & Restructuring, Insurance, Litigation, Zuckerman Spaeder LLP, Shareholder
    Authors:
    Virginia Whitehill Guldi
    Location:
    USA
    Firm:
    Zuckerman Spaeder LLP
    Chapter 11 debtor escapes required make-whole premium in bankruptcy
    2014-12-23

    A prominent New York bankruptcy court is the latest in a series of courts to deny lenders the full benefit of their bargains when borrowers attempt to restructure debt through a chapter 11 reorganization. Continuing a trend that includes a 2013 decision from the Second Circuit in the American Airlines bankruptcy, the Fifth Circuit's 2014 decision in the case of Denver Merchandise Mart, and the New York federal district court's 2010 affirmance in the Calpine bankruptcy case, the bankruptcy court for the Southern District of New York has ruled, in In re MPM Silicones, LLC (Momen

    Filed under:
    USA, New York, Insolvency & Restructuring, Litigation, Quarles & Brady LLP, United States bankruptcy court
    Authors:
    Christopher Combest , Brian Sirower
    Location:
    USA
    Firm:
    Quarles & Brady LLP

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