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    FDIC board approves interim final rule on new orderly liquidation authority
    2011-01-18

    The Board of Directors of the Federal Deposit Insurance Corporation, or FDIC, approved an interim final rule clarifying how the agency will treat certain creditor claims under the new orderly liquidation authority established under the Dodd-Frank Wall Street Reform and Consumer Protection Act.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Stinson LLP, Shareholder, Consumer protection, Collateral (finance), Board of directors, Market liquidity, Debt, Liquidation, Subordinated debt, Pro rata, Federal Deposit Insurance Corporation (USA), US Congress, Dodd-Frank Wall Street Reform and Consumer Protection Act 2010 (USA), Title 11 of the US Code, Federal Deposit Insurance Act 1950 (USA)
    Authors:
    Stephen M. Quinlivan
    Location:
    USA
    Firm:
    Stinson LLP
    The WaMu lesson: craft your releases carefully
    2011-01-18

    The United States Bankruptcy Court recently denied confirmation of a bankruptcy plan even though it found that the plan's global settlement was "fair and reasonable."1 Why? Because the plan's releases were too broad and "unreasonable" for many of the constituents. The case provides a pointed lesson to creditors and debtors alike — pay attention to the releases; overdoing it may sink the whole ship.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Lowenstein Sandler LLP, Bankruptcy, Debtor, Unsecured debt, Interest, Misconduct, Gross negligence, US Department of Justice, Federal Deposit Insurance Corporation (USA), JPMorgan Chase, Trustee, United States bankruptcy court
    Authors:
    Sharon L. Levine , John K. Sherwood , Nicole Stefanelli
    Location:
    USA
    Firm:
    Lowenstein Sandler LLP
    Bankruptcy panel enforces LLC agreement's prohibition on bankruptcy filing
    2011-01-17

    A Bankruptcy Appellate Panel (BAP) of the Tenth Circuit recently upheld a bankruptcy court’s dismissal of an LLC’s Chapter 11 bankruptcy petition on the ground that the LLC’s operating agreement barred the LLC from filing for bankruptcy. DB Capital Holdings, LLC v. Aspen HH Ventures, LLC (In re DB Capital Holdings, LLC), No. CO-10-046, 2010 Bankr. LEXIS 4176 (B.A.P. 10th Cir., Dec. 6, 2010).

    Filed under:
    USA, Company & Commercial, Insolvency & Restructuring, Litigation, Stoel Rives LLP, Bankruptcy, Debtor, Limited liability company, Standing (law), Coercion, United States bankruptcy court, Bankruptcy Appellate Panel, Tenth Circuit
    Location:
    USA
    Firm:
    Stoel Rives LLP
    Sixth Circuit bankruptcy panel: replacement lien in post-petition rent is not adequate protection if lender already has lien
    2011-01-14

    The Bankruptcy Appellate Panel for the Sixth Circuit (BAP) recently held that a mortgagee that held a collateral assignment of rents on property in which the debtor had no equity was not adequately protected by cash collateral orders entered by the bankruptcy court that granted the lender a "replacement lien" on post-petition rents.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Real Estate, Troutman Pepper, Bond (finance), Bankruptcy, Debtor, Collateral (finance), Interest, Mortgage loan, Conveyancing, Default (finance), Secured loan, Bank of America, United States bankruptcy court, Sixth Circuit, Bankruptcy Appellate Panel
    Authors:
    Michael H. Reed , Michael J. Custer
    Location:
    USA
    Firm:
    Troutman Pepper
    Upcoming action with respect to the Orderly Liquidation Authority under the Dodd-Frank Act
    2011-01-14

    The Federal Deposit Insurance Corporation (FDIC) has announced that the agenda for its board meeting next Tuesday, January 18, 2011, will include discussion regarding a “Final Rule Implementing Certain Orderly Liquidation Authority Provisions of the Dodd-Frank Act.”

    Filed under:
    USA, Banking, Insolvency & Restructuring, Mayer Brown, Consumer protection, Collateral (finance), Fraud, Board of directors, Personal property, Federal Reserve Board, Liquidation, Depository institution, Bank holding company, Lehman Brothers cases, Secured loan, Federal Deposit Insurance Corporation (USA), Lehman Brothers, Dodd-Frank Wall Street Reform and Consumer Protection Act 2010 (USA), Federal Deposit Insurance Act 1950 (USA), US Secretary of the Treasury
    Authors:
    William V. Jacobsen, Jr. , J. Bradley Keck , Jeffrey P. Taft
    Location:
    USA
    Firm:
    Mayer Brown
    WaMu sings the blues
    2011-01-11

    The Chapter 11 plan for Washington Mutual Inc. (WaMu) took a page from Engelbert Humperdinck’s song book, with numerous third parties crooning Please Release Me, Let Me Go. On January 7, however, Judge Mary F. Walrath of the Delaware Bankruptcy Court denied confirmation of WaMu’s plan, demonstrating both Delaware’s long-standing view that third party releases should rarely be granted and a clear and laudable preference for the Psychedelic Furs’ No Release unless, like Buffalo Springfield, you Pay the Price.

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Bracewell LLP, Fiduciary, Federal Deposit Insurance Corporation (USA), JPMorgan Chase, Delaware Supreme Court, United States bankruptcy court
    Authors:
    Mark E. Dendinger
    Location:
    USA
    Firm:
    Bracewell LLP
    Pricing risk: Title II of the Dodd-Frank Act - orderly liquidation authority
    2011-01-11

    Title II of the Dodd-Frank Act establishes a receivership process by which the FDIC can engage in an orderly liquidation process to wind down the affairs of and liquidate the assets of certain failing financial companies that pose a significant risk to the financial stability of the United States.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Troutman Pepper, Shareholder, Debtor, Statutory interpretation, Hedge funds, Mortgage loan, Liquidation, Bank regulation, Federal Deposit Insurance Corporation (USA), Dodd-Frank Wall Street Reform and Consumer Protection Act 2010 (USA)
    Authors:
    Frank A. Mayer, III , Michael J. Callaghan
    Location:
    USA
    Firm:
    Troutman Pepper
    Los Angeles federal court has jurisdiction over RMBS suit
    2011-01-10

    On December 29, 2010, the Honorable Mariana R. Pfaelzer denied a motion by Stichting Pensioenfonds ABP ("Plaintiff") to remand its claims against Countrywide and others to state court. Judge Pfaelzer concluded that the case was sufficiently related to a bankruptcy case to confer federal jurisdiction in light of contractual indemnification obligations of a bankrupt originator, American Home Mortgage Corp., to Countrywide. The Court also concluded that there were no equitable grounds meriting remand.

    Filed under:
    USA, California, Banking, Insolvency & Restructuring, Litigation, Securitization & Structured Finance, Orrick, Herrington & Sutcliffe LLP, Bankruptcy, Mortgage loan, Remand (court procedure)
    Location:
    USA
    Firm:
    Orrick, Herrington & Sutcliffe LLP
    New York appeals court dismisses suit against MBIA Inc. over bond insurer’s financial restructuring
    2011-01-25

    A New York appeals court recently dismissed one of two lawsuits filed against MBIA Inc. (“MBIA”) by more than a dozen major financial institutions concerning the bond insurer’s financial restructuring. The plaintiffs – owners of insurance policies issued by MBIA for structured finance products, including residential mortgage-backed securities – claimed that the bond insurer’s split into two units was intended to defraud policyholders.

    Filed under:
    USA, New York, Insolvency & Restructuring, Insurance, Litigation, Locke Lord LLP, Bond (finance), Security (finance), Breach of contract, Fraud, Standard of review, Mortgage-backed security, Municipal bond, New York State Insurance Department
    Authors:
    Gregory S. Hoffnagle , Victoria Anderson , Jeanne Kohler
    Location:
    USA
    Firm:
    Locke Lord LLP
    Interim FDIC rule regarding orderly liquidation of covered financial companies
    2011-01-24

    On January 18, 2011, the Federal Deposit Insurance Corporation (“FDIC”) approved an interim final rule (“Interim Rule”), with request for comments, to implement certain provisions of Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”).

    Filed under:
    USA, Banking, Capital Markets, Insolvency & Restructuring, Insurance, Sidley Austin LLP, Consumer protection, Liquidation, Federal Deposit Insurance Corporation (USA), Dodd-Frank Wall Street Reform and Consumer Protection Act 2010 (USA)
    Location:
    USA
    Firm:
    Sidley Austin LLP

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