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    In Decision With Important Tax and Bankruptcy Implications, Supreme Court Rejects Application of So-Called 'Bob Richards Rule'
    2020-03-11

    In its recent decision in Rodriguez v. Federal Deposit Insurance Corp., No. 18–1269 (Sup. Ct. Feb. 25, 2020), the Supreme Court held that federal courts may not apply the federal common law “Bob Richards Rule” to determine who owns a tax refund when a parent holding company files a tax return but a subsidiary generated the losses giving rise to the refund. Instead, the court should look to applicable state law.

    General Legal Background

    Filed under:
    USA, Insolvency & Restructuring, Insurance, Litigation, Tax, Kramer Levin Naftalis & Frankel LLP, Federal Deposit Insurance Corporation (USA), Supreme Court of the United States
    Authors:
    Barry Herzog , Helayne O. Stoopack , Mariya Khvatskaya , David E. Blabey, Jr , Nancy M. Bello
    Location:
    USA
    Firm:
    Kramer Levin Naftalis & Frankel LLP
    Think Finance Settlement: Final Resolution Leaves More Questions than It Answers as to Future of CFPB Enforcement
    2020-03-11

    The CFPB announced that it settled with Think Finance, LLC and six subsidiaries on February 5.

    Filed under:
    USA, Banking, Company & Commercial, Insolvency & Restructuring, Bradley Arant Boult Cummings LLP, Consumer Financial Protection Bureau (USA)
    Authors:
    Brian R. Epling
    Location:
    USA
    Firm:
    Bradley Arant Boult Cummings LLP
    Revenue Maximization and Risk Mitigation Are Vital in a Challenging Business Environment
    2020-03-12

    Industry participants face an unprecedented situation: a massive supply overhang and a demand shock are occurring simultaneously. On March 9th, oil opened down 25%, eventually reaching $27. The current West Texas Intermediate spot price is $30.95.

    Filed under:
    USA, Insolvency & Restructuring, GableGotwals
    Authors:
    Craig M. Regens
    Location:
    USA
    Firm:
    GableGotwals
    The Tricky Business of Transferring Insurance Rights in Corporate Transactions
    2020-03-13

    Insurance rights for transferred assets or liabilities frequently are handled in one of two ways in a corporate transaction: either they are not mentioned at all, or the parties purport to transfer them without insurer consent. This is largely because insurer consent would be impractical, if not impossible, to obtain—even if one assumes it would ever be given. In either case, the rights to insurance may or may not transfer under the law governing the transaction.

    Filed under:
    USA, Insolvency & Restructuring, Insurance, Litigation, Barnes & Thornburg LLP
    Authors:
    Charles P. Edwards
    Location:
    USA
    Firm:
    Barnes & Thornburg LLP
    International Considerations - Buying Assets from Distressed U.S. Companies
    2020-03-13

    The oil price plunge starting on March 6 seems like a sucker-punch to the oil and gas industry after the price decreases and market unrest as a result of COVID-19. However, for those with capital to spend, including international players, it will lead to opportunities to acquire assets and distressed companies (including acquisitions of asset packages, acquisitions of companies, and take-private transactions). U.S. Bankruptcy law can be daunting for many foreign investors; however, the bankruptcy process can provide real advantages.

    Filed under:
    USA, Insolvency & Restructuring, A&O Shearman, Coronavirus, Committee on Foreign Investment in the United States
    Authors:
    Jeremy Kennedy , Nathan D. Meredith , Sarah McLean , Omar Samji , Ann Marie Cowdrey , Todd Lowther , Luckey McDowell , Ian E. Roberts
    Location:
    USA
    Firm:
    A&O Shearman
    Update on Legal Issues and Developments Relating to the COVID-19 Pandemic
    2020-03-13

    The Coronavirus pandemic, while primarily a public health issue, is creating numerous legal concerns. We have identified some of the key issues and developments below. In addition, we have formed a task force comprised of partners and senior lawyers from across all practice groups and offices to track developments and provide timely guidance to clients on Coronavirus-related issues.

    M&A

    Filed under:
    USA, Banking, Capital Markets, Company & Commercial, Corporate Finance/M&A, Employment & Labor, Insolvency & Restructuring, Litigation, Real Estate, Fried Frank Harris Shriver & Jacobson LLP, Corporate governance, Private equity, Due diligence, Coronavirus, Americans with Disabilities Act 1990 (USA)
    Authors:
    Gail Weinstein , Steven M. Witzel , Jennifer A. Yashar , Andrew B. Barkan , Stuart A. Barr , Daniel J. Bursky , Ashley A. Czechowski , Mary Beth Houlihan (Phipps) , Stewart A. Kagan , Ashley Katz , Meyer Last , Janice Mac Avoy , Eric D. Marlowe , Donna Mussio , Matthew D. Parrott , Joshua D. Roth , Steven G. Scheinfeld , Julia V. Smolyanskiy
    Location:
    USA
    Firm:
    Fried Frank Harris Shriver & Jacobson LLP
    Dealing With Dower In Kentucky
    2020-03-10

    The dower statutes in Kentucky present challenges when deciding what parties to name in a foreclosure complaint. When dower issues arise, title claims might be necessary, which means foreclosures can be delayed and court costs can increase.

    Dower is a somewhat complex right given to protect spouses who are not listed as titleholders on the deed for their homestead. Dower rights in English law date back to the Magna Carta, when widows were granted some protection from the economic hardships that occurred when their title-holding husbands died.

    Filed under:
    USA, Kentucky, Insolvency & Restructuring, Manley Deas Kochalski LLC, Foreclosure
    Authors:
    John R. Cummins
    Location:
    USA
    Firm:
    Manley Deas Kochalski LLC
    Supreme Court Strikes Down “Bob Richards” Rule, Impacting Consolidated Group Members’ Entitlement to Tax Refunds in Bankruptcy Proceedings
    2020-02-28

    On February 25, 2020, in Rodriguez v. FDIC,1 the U.S. Supreme Court unanimously rejected the application of the so-called “Bob Richards” rule, a judicial doctrine that was developed in the context of a bankruptcy case almost 60 years ago concerning ownership of tax refunds secured by the parent corporate entity on behalf of a bankrupt subsidiary included in a consolidated group tax return.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Tax, O'Melveny & Myers LLP, Bankruptcy, Internal Revenue Service (USA), Ninth Circuit, Tenth Circuit
    Authors:
    Alexander Anderson , John J. Rapisardi , Billy Abbott , Alexander Roberts , Matthew P. Kremer , Dawn Lim
    Location:
    USA
    Firm:
    O'Melveny & Myers LLP
    U.S. Supreme Court Rules Against Use of Bob Richards Rule to Determine Ownership of Tax Refund Within Consolidated Group: Consolidated Return Filers Should Check Their Tax Sharing Agreements Now
    2020-03-02

    On February 25, 2020, in Rodriguez v. Federal Deposit Insurance Corporation, No. 18-1269 (U.S. 2020), the U.S. Supreme Court effectively ruled that the so-called “Bob Richards rule” should not be used to determine which member of a group of corporations filing a consolidated federal income tax return is entitled to a federal income tax refund.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Tax, Kelley Drye & Warren LLP, Income tax, Internal Revenue Service (USA), Federal Deposit Insurance Corporation (USA), Supreme Court of the United States
    Authors:
    Andrew H. Lee
    Location:
    USA
    Firm:
    Kelley Drye & Warren LLP
    The Supreme Court’s Rejection of the Bob Richards Rule Creates Uncertainty Regarding the Entitlement of Members of a Consolidated Group to Tax Refunds
    2020-03-02

    On February 25, 2020, the United States Supreme Court in Rodriguez v. Federal Deposit Insurance Corporation[1] struck down a judicial federal common law rule—known as the Bob Richards rule—that is used by courts to allocate tax refunds among members of a corporate affiliated group where the group does not have a written tax sharing agreement in place, or, at least in some federal Circuits, where an agreement fails to allocate the refunds unambiguously.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Tax, A&O Shearman, Income tax, Federal Deposit Insurance Corporation (USA), Internal Revenue Code (USA)
    Authors:
    Todd Lowther , Ryan Bray , Fredric Sosnick , Luckey McDowell , Ian E. Roberts
    Location:
    USA
    Firm:
    A&O Shearman

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