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    Fannie Mae and Freddie Mac react to apparent defects in foreclosure procedures
    2010-10-02

    Yesterday, following announcements from Ally Financial and JP Morgan Chase of temporary suspensions of foreclosure efforts in certain states, Fannie Mae issued a statement yes

    Filed under:
    USA, Banking, Insolvency & Restructuring, Alston & Bird LLP, Mortgage loan, Foreclosure, Capital punishment, JPMorgan Chase, Bank of America, Ally Financial, Federal Housing Finance Agency
    Authors:
    David E Brown
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Washington Mutual files revised reorganization plan with the support of the FDIC, JPMorgan Chase and unsecured creditors
    2010-05-23

    On Friday, Washington Mutual Inc. (WMI), the holding company that owned Washington Mutual Bank (WMB), filed a disclosure statement and amended reorganization plan with the U.S.

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Alston & Bird LLP, Share (finance), Debtor, Security (finance), Option (finance), Mortgage loan, Liability (financial accounting), Reinsurance, Liquidation, Holding company, Subsidiary, Preferred stock, Federal Deposit Insurance Corporation (USA), JPMorgan Chase, United States bankruptcy court, US District Court for District of Delaware
    Authors:
    Andrew Jones
    Location:
    USA
    Firm:
    Alston & Bird LLP
    FDIC closes $1.8 billion private securitization of senior notes backed by RMBS
    2010-03-12

    Today, the Federal Deposit Insurance Corporation (FDIC) announced the close of a Rule 144A sale of $1.8 billion principal amount of notes backed by 103 non-agency residential mortgage backed securities (RMBS) from seven failed bank receiverships.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Securitization & Structured Finance, Alston & Bird LLP, Bond (finance), Security (finance), Interest, Mortgage loan, Cashflow, Mortgage-backed security, Federal Deposit Insurance Corporation (USA)
    Authors:
    Tara Castillo
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Joint Forum releases review of the differentiated nature and scope of financial regulation
    2010-01-09

    Yesterday the Joint Forum, a group established in 1996 by the Basel Committee on Banking Supervision (BCBS), the International Organization of Securities Commissions (IOSCO) and the International Association of Insurance Supervisors (IAIS) to deal with issues common to the banking, securities, and insurance sectors, released “Review of the Differentiated Nature and Scope of Financial Regulation – Key Issues and Recommendations”, which addresses key issues and recommendations on the differenti

    Filed under:
    Global, Banking, Capital Markets, Insolvency & Restructuring, Alston & Bird LLP, Security (finance), Hedge funds, Credit risk, Mortgage loan, Financial regulation, Underwriting, Capital requirement, Leverage (finance), Parent company, Financial Stability Board, Office of the Comptroller of the Currency
    Authors:
    Alice Green
    Location:
    Global
    Firm:
    Alston & Bird LLP
    TCW withdraws securities from the Public-Private Investment Program
    2010-01-07

    This past Monday, in the wake of last month's termination of TCW Group, Inc.

    Filed under:
    USA, Capital Markets, Insolvency & Restructuring, Alston & Bird LLP, Security (finance), Investment management, Debt, Mortgage loan, Liquidation, US Department of the Treasury
    Authors:
    Darren Cooper
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Northern Rock restructuring to take effect January 1
    2009-12-08

    Today, the U.K. Treasury and Northern Rock plc separatelyannounced that the restructuring of Northern Rock will take place on January 1, 2010 (Transfer Date).

    Filed under:
    United Kingdom, Banking, Insolvency & Restructuring, Alston & Bird LLP, Retail, Debtor, Unsecured debt, Interest, Asset management, Swap (finance), Mortgage loan, Public limited company, Subordinated debt, European Commission, HM Treasury (UK), FSA
    Authors:
    Darren Cooper
    Location:
    United Kingdom
    Firm:
    Alston & Bird LLP
    European Commission approves Northern Rock split
    2009-10-28

    The European Commission (EC) yesterday approved the restructuring plan of Northern Rock plc. The plan will split the company into two separate companies. The new Northern Rock plc will consist of a new savings and mortgage bank that will hold and service all customer savings accounts and some existing mortgage accounts.

    Filed under:
    European Union, United Kingdom, Banking, Insolvency & Restructuring, Alston & Bird LLP, Asset management, Mortgage loan, Balance sheet, Public limited company, European Commission, ING Group, FSA, Bank of England
    Location:
    European Union, United Kingdom
    Firm:
    Alston & Bird LLP
    Dutch Central Bank seizes DSB Bank
    2009-10-13

    De Nederlandsche Bank (DNB) began the process of appointing receivers Monday for DSB Bank NA (DSB) after DSB experienced a “run” when rumors of its insolvency spread via Twitter and other outlets.

    Filed under:
    Netherlands, Banking, Insolvency & Restructuring, Alston & Bird LLP, Mortgage loan, Consortium, Twitter, Federal Deposit Insurance Corporation (USA), ING Group, De Nederlandsche Bank
    Authors:
    Christy Prendergast
    Location:
    Netherlands
    Firm:
    Alston & Bird LLP
    GAO issues report on restructuring of Fannie Mae and Freddie Mac
    2009-09-14

    Today, the Government Accountability Office (GAO) released a report entitled, “Fannie Mae and Freddie Mac: Analysis of Options for Revising the Housing Enterprises’ Long-term Structures.” Last September, the Federal Housing Finance Agency placed the GSEs into conservatorship fearing that their deterioration would harm U.S. financial stability.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Real Estate, Alston & Bird LLP, Mortgage loan, Portfolio (finance), Sponsor (commercial), Mortgage-backed security, US Federal Government, Federal Housing Finance Agency
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Commission approves Northern Rock split
    2009-10-30

    The Commission has agreed a plan to split Northern Rock into two banks, a “good” and a “bad” one. The “good” bank will carry on the economic activities of Northern Rock and the “bad” one will be an asset management company that will run down the remaining business. The Commission found the UK Government had kept state aid to a minimum in planning the restructuring. Treasury is pleased with the approval, which it says will allow Northern Rock to return to the mortgage markets while the back book of mortgages is managed separately.

    Filed under:
    European Union, United Kingdom, Banking, Insolvency & Restructuring, Dentons, Retail, Asset management, Mortgage loan, State aid, HM Treasury (UK)
    Authors:
    Robert Finney
    Location:
    European Union, United Kingdom
    Firm:
    Dentons

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