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    Debtor sues lenders for alleged violations of the Fair Credit Reporting Act
    2015-10-02

    On September 18, 2015, Margaret M. Okamoto (“Plaintiff”) filed a complaint (the “Complaint”) in The United States District Court for the District of Nevada alleging violations of the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. (the “FCRA”), against, inter alia, Bank of America, N.A. (“BOA”), Mutual of Omaha Bank (“MOB”), and Experian Information Solutions, Inc. (collectively, “Defendants”).  See Okamoto v. Bank of America et al., No. 2:15-cv-01800-GMN-GWF (Sept. 18, 2015).

    Filed under:
    USA, Nevada, Banking, Insolvency & Restructuring, Litigation, Faegre Drinker Biddle & Reath LLP, Credit history, Fair Credit Reporting Act 1970 (USA)
    Authors:
    Stephen C. Baker , Stephen A. Serfass , Nolan B. Tully , Steven H. Brogan , Alan M. Kidd , Christian Brito
    Location:
    USA
    Firm:
    Faegre Drinker Biddle & Reath LLP
    Lessons from a retail giant’s recent bankruptcy filing
    2015-09-28

    The retail industry appears to be reaching the crossroads of complete transformation due to a significant shift in consumer sentiment.  Those companies that can embrace the change quickly enough will likely survive.  Those that cannot may simply become legends.  Indeed, we have seen well-known companies such as RadioShack, Brookstone,

    Filed under:
    USA, Insolvency & Restructuring, Litigation, FisherBroyles LLP, Bankruptcy, Retail, Consumer protection
    Authors:
    H. Joseph Acosta
    Location:
    USA
    Firm:
    FisherBroyles LLP
    Safe no more? Court vacates opinion safe harboring REMIC payments
    2015-09-28

    We recently blogged about a decision from the U.S.

    Filed under:
    USA, Illinois, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP
    Authors:
    Debora Hoehne
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    Ninth Circuit on finality: “it ain’t over ’til it’s over”
    2015-09-30

    “So many years we’ve tried
    To keep our love alive
    But baby it ain’t over ’til it’s over”

    -Lenny Kravitz – “It Ain’t Over ’Til It’s Over”

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP, Ninth Circuit, United States bankruptcy court
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    New administrative orders amend procedures for creditors in consumer bankruptcy cases pending in the middle district of Florida
    2015-09-16

    Prior to September 1, 2015, procedures in consumer chapter 13 bankruptcy cases varied greatly across the divisions of the Middle District of Florida, creating vastly different workflows for creditors and attorneys with cases pending in multiple divisions across the District. (The Middle District of Florida comprises four divisions, including Orlando, Tampa, Jacksonville and Fort Myers.) As part of the U.S.

    Filed under:
    USA, Florida, Insolvency & Restructuring, Litigation, Wilson Elser, Debtor
    Authors:
    Melissa Youngman
    Location:
    USA
    Firm:
    Wilson Elser
    The annoyed adjudicator: when recusal is unnecessary
    2015-09-17

    Over the course of almost a decade of litigation as part of an individual debtor’s chapter 7 bankruptcy case, the bankruptcy judge, in In re Tucker, made “half a dozen or so” comments about the debtor’s demeanor, credibility, and litigation strategy, including referring to the debtor as a “crook,” “dirty bird,” and a “skillful manipulator.”  The debtor filed a motion for recusal, arguing the judge

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    Licensing under the Perishable Agricultural Commodities Act: is a USDA apology enough to rescue a PACA licensee?
    2015-09-18

    The United States District Court for the Southern District of Ohio was recently presented with a strange set of facts regarding a purported licensee under the Perishable Agricultural Commodities Act (PACA). The issue was whether an acknowledged mistake by the United States Department of Agriculture (USDA) – accompanied by a written USDA apology, no less – was sufficient to retroactively reinstate the licensee status of a produce producer.

    Filed under:
    USA, Ohio, Insolvency & Restructuring, Litigation, Kane Russell Coleman Logan PC, US Department of Agriculture
    Location:
    USA
    Firm:
    Kane Russell Coleman Logan PC
    Attorney fees for defense of fee applications not recoverable
    2015-09-18

    Compensation for bankruptcy professionals employed in bankruptcy cases is governed by Section 330 of the Bankruptcy Code. Section 330(a)(1) of the code provides, in pertinent part, that "the court may award to ... a professional person employed under Section 327 or 1103—(A) reasonable compensation for actual, necessary services rendered." Professionals whose employment is approved by the bankruptcy court consequently must file fee applications, to be reviewed and approved by the court for work performed in the bankruptcy case.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Duane Morris LLP
    Authors:
    Rudolph J. Di Massa, Jr. , Walter W. Gouldsbury III
    Location:
    USA
    Firm:
    Duane Morris LLP
    Yom Kippur, Kim Davis, the automatic stay, and religious adjudication of disputes involving parties in bankruptcy
    2015-09-21

    By the authority of the Heavenly Court, and by the authority of the earthly court, we hold it permissible to pray with those who have transgressed… — Kol Nidrei (Preamble)

    Filed under:
    USA, New York, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    Third Circuit approves use of escrow agreements funded by acquirers to pay junior creditors before senior creditors
    2015-09-21

    An asset purchaser’s payments into segregated accounts for the benefit of general unsecured creditors and professionals employed by the debtor (i.e., the seller) and its creditors’ committee, made in connection with the purchase of all of the debtor’s assets, are not property of the debtor’s estate or available for distribution to creditors according to the U.S. Court of Appeals for the Third Circuit — even when some of the segregated accounts were listed as consideration in the governing asset purchase agreement. ICL Holding Company, Inc., et al. v.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Schulte Roth & Zabel LLP, Third Circuit
    Authors:
    Lawrence V. Gelber , James T. Bentley
    Location:
    USA
    Firm:
    Schulte Roth & Zabel LLP

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