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    Funds earmarked by section 363 purchaser to pay creditors need not be distributed in accordance with Bankruptcy Code’s priority scheme
    2015-11-17

    A ruling recently handed down by the U.S. Court of Appeals for the Third Circuit may provide significant flexibility to debtors in that circuit who are implementing sales of substantially all of their assets. In In re LCI Holding Company, Inc., 2015 BL 295784 (3d Cir. Sept.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Jones Day, Bankruptcy, Debtor, Unsecured debt, Title 11 of the US Code, Third Circuit
    Authors:
    Mark G. Douglas
    Location:
    USA
    Firm:
    Jones Day
    Tenth Circuit: recharacterization remedy in bankruptcy is alive and well
    2015-11-17

    In Redmond v. Jenkins (In re Alternate Fuels, Inc.), 789 F.3d 1139 (10th Cir. 2015), a panel of the U.S. Court of Appeals for the Tenth Circuit upheld bankruptcy courts’ authority to recharacterize insider debt as equity. In so ruling, the court rejected an argument that recent U.S. Supreme Court precedent prevents bankruptcy courts from using section 105(a) of the Bankruptcy Code to recharacterize debt as equity. Nevertheless, after upholding the recharacterization doctrine, the Tenth Circuit panel split on the doctrine’s application.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Jones Day, Federal Reporter, Certificate of deposit, United States bankruptcy court, Tenth Circuit
    Authors:
    Nicholas J. Morin (Nick)
    Location:
    USA
    Firm:
    Jones Day
    The eternal pursuit to collect: due process rights and actions to collect on a debtor’s defaulted student loans
    2015-11-18

    As we’ve previously covered in prior blog posts, Being In Love Means Never Being Able To Get Your Student Loans Discharged, Or Why Stedman Graham Should Have To Pay His Student Loans and 

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP, Debtor, Due process, Default (finance), Student loan
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    Oops! How a clerical error may cost JPMorgan Chase $1.5 billion
    2015-11-18

    Everyone makes mistakes … even lawyers! Most of the time we don't even know it because the error is either minor or doesn't affect the outcome. In this article, we discuss a small error by an attorney that could cost his client $1.5 billion. That's billion with a "B".

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Wilk Auslander LLP, Unsecured debt, JPMorgan Chase
    Authors:
    Eric J. Snyder , Eloy A. Peral
    Location:
    USA
    Firm:
    Wilk Auslander LLP
    GM Judge nuances his earlier rulings and sets out permissible ignition switch lawsuits
    2015-11-18

    At a hearing in late August, Judge Robert Gerber expressed his annoyance with both sides in the ongoing battle to determine whether General Motors LLC (“New GM”), the entity formed in 2009 to acquire the assets of General Motors Corporation (“Old GM”), is shielded from lawsuits based on ignition switch defects in cars manufactured prior to New GM’s acquisition of the assets of Old GM in 2009.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Kelley Drye & Warren LLP, General Motors
    Authors:
    Benjamin D. Feder
    Location:
    USA
    Firm:
    Kelley Drye & Warren LLP
    Indiana court weighs in deficiency judgments
    2015-11-18

    The Indiana Court of Appeals recently held that creditors must move for an in personam remedy in the original foreclosure judgment or forfeit their right to collect deficiency funds. In Elliott v. Dyck O’Neal, the bank foreclosed upon a borrower’s residence, and sought judgment against the borrowers for the full amount of the outstanding balance in the complaint. The motion for default judgment, and accompanying order, however, only sought an order in rem for the outstanding debt—omitting any mention of an in personam remedy.

    Filed under:
    USA, Indiana, Banking, Insolvency & Restructuring, Litigation, Bradley Arant Boult Cummings LLP, Default judgment, Indiana Court of Appeals
    Authors:
    Avery Simmons
    Location:
    USA
    Firm:
    Bradley Arant Boult Cummings LLP
    Delaware bankruptcy court addresses when, if ever, unsecured creditors are entitled to postpetition interest in chapter 11 (part 2)
    2015-11-16

    This is the second post in our series on 

    Filed under:
    USA, Delaware, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP, Debtor, Unsecured debt, Interest, United States bankruptcy court
    Authors:
    Scott Bowling
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    Eleventh Circuit weighs in on section 1123(d): reinstatement of defaulted loan agreement under chapter 11 plan requires payment of default-rate interest
    2015-11-17

    In 1994, Congress amended the Bankruptcy Code to, among other things, add section 1123(d), which provides that, if a chapter 11 plan proposes to “cure” a default under a contract, the cure amount must be determined in accordance with the underlying agreement and applicable nonbankruptcy law. Since then, a majority of courts have held that such a cure amount must include any default-rate interest required under either the contract or applicable nonbankruptcy law. A ruling recently handed down by the U.S. Court of Appeals for the Eleventh Circuit endorses this view.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Jones Day, Interest, Default (finance), Eleventh Circuit
    Authors:
    Monika S. Wiener , Mark G. Douglas
    Location:
    USA
    Firm:
    Jones Day
    The Ninth Circuit reins in the equitable mootness doctrine
    2015-11-17

    Since the development of the doctrine of equitable mootness nearly a quarter century ago, courts have struggled to apply it in a way that strikes the appropriate balance between the need to ensure the finality and certainty of a chapter 11 plan for stakeholders, on the one hand, and the need to exercise the court’s jurisdiction and honor the right to appellate review, on the other. In JPMCC 2007-C1 Grasslawn Lodging, LLC v. Transwest Resort Props. Inc. (In re Transwest Resort Props., Inc.), 2015 BL 302540 (9th Cir. Sept.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Jones Day, Ninth Circuit
    Authors:
    Mark G. Douglas
    Location:
    USA
    Firm:
    Jones Day
    Ninth Circuit permits lien-voidance for Chapter 20 debtors
    2015-11-17

    Bankruptcy practitioners routinely advise secured creditor clients to file protective proofs of claim in bankruptcy proceedings despite those clients’ ability to ignore bankruptcy proceedings and decline filing claims without imperiling their lien due to the protections afforded by state law foreclosure rights.[1] But a recent Ninth Circuit decision is causing attorneys and clients to reconsider whether this traditionally conservative approach is simply too risky in Chapter 13 cases. HSBC Bank v. Blendheim (In re Blendheim), No. 13-35412, 2015 WL 5730015 (9th Cir. Oct.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, BakerHostetler, Bankruptcy, Debtor, Secured creditor, Ninth Circuit
    Authors:
    Catherine E. Woltering
    Location:
    USA
    Firm:
    BakerHostetler

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