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    Any port in a storm: safe harbor for intermediaries in the Second Circuit
    2013-06-11

    Navigating the most recent leg in the Quebecor regatta, the Second Circuit affirmed the judgment of the district court and ruled that prepetition transfers made in connection with a securities contract may qualify for safe harbor from avoidance actions under section 546(e) of the Bankruptcy Code—even if the transferee is a mere “conduit” or “intermediary” financial institution. In re Quebecor World (USA) Inc. (Official Committee of Unsecured Creditors of Quebecor World (USA) Inc. v. American United Life Insurance Co.), No. 12-4270-bk (2d Cir. June 10, 2013).

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Bracewell LLP, Safe harbor (law), Enron, Second Circuit
    Location:
    USA
    Firm:
    Bracewell LLP
    Unfair trade practices exclusion inapplicable to claims arising under fair debt collection statutes, statutory damages covered
    2013-06-11

    The United States District Court for the Middle District of Pennsylvania has held that an E&O policy issued to a now-bankrupt credit counseling company did not cover claims arising under unfair trade practices statutes, but did cover claims arising under fair debt collection statutes. Hrobuchak v. Fed. Ins. Co., 2013 WL 2291875 (M.D. Pa. May 24, 2013). The court also held that carve-outs from the policy’s definition of loss did not preclude coverage for statutory damages or damages representing the return of fees paid to the insured.

    Filed under:
    USA, Pennsylvania, Insolvency & Restructuring, Insurance, Litigation, Wiley Rein LLP, Liquidation, Debt collection, Statutory damages, United States bankruptcy court
    Location:
    USA
    Firm:
    Wiley Rein LLP
    Tenth Circuit joins Fourth Circuit in holding that absolute priority rule applies to individual chapter 11 cases
    2013-06-12

    Dill Oil Company, LLC v. Stephens, No. 11-6309 (10th Cir., Jan. 15, 2013)

    CASE SNAPSHOT

    The Court of Appeals for the Tenth Circuit, in a case of first impression before the court, joined the Fourth Circuit in holding that the absolute priority rule remains applicable in individual chapter 11 cases.

    FACTUAL BACKGROUND

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Reed Smith LLP, Debtor, Unsecured debt, Secured creditor, United States bankruptcy court, Fourth Circuit, Tenth Circuit
    Authors:
    Alison Wickizer Toepp
    Location:
    USA
    Firm:
    Reed Smith LLP
    Grayson Consulting, Inc. v. Wachovia Securities, LLC, f/k/a First Union Securities, Inc., et al. (In re Derivium Capital, LLC), Case No. 12-1518 (4th Cir. May 24, 2013)
    2013-06-07

    On a matter of first impression, the Fourth Circuit issued an opinion in the Derivium Capital, LLC bankruptcy case on May 24, 2013,1 affirming the District Court’s ruling that Grayson Consulting Inc. ("Grayson"), the chapter 7 Trustee’s assignee, could not avoid as fraudulent conveyances Wachovia’s2 commissions, fees, and margin interest payments because those payments were protected from recovery by the safe harbor of United States Bankruptcy Code (the "Bankruptcy Code") section 546(e).

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Hunton Andrews Kurth LLP, Collateral (finance), Safe harbor (law), Interest, Fourth Circuit
    Authors:
    Benjamin C. Ackerly , Tyler P. Brown , Shannon E. Daily , Tara L. Elgie , Jarrett L. Hale , Jason W. Harbour
    Location:
    USA
    Firm:
    Hunton Andrews Kurth LLP
    Delaware court provides critical guidance as to the commercial reasonableness of a UCC Article 9 foreclosure sale
    2013-06-07

    Secured lenders often resort to non-judicial foreclosure sales of personal property upon a borrower’s default. Article 9, Part 6 of the Uniform Commercial Code requires that every aspect of such a sale must be commercially reasonable. However, the courts have historically provided little guidance as to what exactly constitutes a commercially reasonable sale. Fortunately, the Delaware Chancery Court recently issued a decision, entitled Edgewater Growth Capital Partners, L.P. v. H.I.G. Capital, Inc., C.A. No. 3601-CS (Del.Ch. Apr.

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Sheppard Mullin Richter & Hampton LLP, Debtor, Personal property, Foreclosure, Uniform Commercial Code (USA)
    Location:
    USA
    Firm:
    Sheppard Mullin Richter & Hampton LLP
    Bankruptcy court permits Patriot to modify union agreements
    2013-06-10

    Patriot Coal became the third major debtor in the last year to modify benefits or reject a CBA under sections 1113 and 1114 of the Bankruptcy Code. Following similar rulings in the Hostess and AMR Corporation bankruptcies, Bankruptcy Judge Kathy Surratt-States on May 29, 2013, granted Patriot authorization to modify agreements with the United Mine Workers of America and reject union CBAs.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Orrick, Herrington & Sutcliffe LLP, Debtor
    Location:
    USA
    Firm:
    Orrick, Herrington & Sutcliffe LLP
    In re East End Development, LLC
    2013-06-10

    In In re East End Development, LLC, 2013 WL 1820182 (Bankr. E.D.N.Y. Apr.

    Filed under:
    USA, New York, Insolvency & Restructuring, Litigation, Alston & Bird LLP, Debtor
    Authors:
    Kevin M. Hembree
    Location:
    USA
    Firm:
    Alston & Bird LLP
    Financial services update, vol. 8, number 21
    2013-06-03
    In a case that should alarm secured creditors who thought they could lawfully exercise their secured creditor rights to foreclose on collateral, the Second Circuit Court of Appeals upheld sanctions against a secured creditor that did exactly that. In 2006, the State Employees Federal Credit Union ("SEFCU") made a loan to Mr. Weber, secured by Mr. Weber’s pick-up truck (the principles in this case apply equally in the corporate finance world). After Mr. Weber defaulted on the loan in 2009, SEFCU legally repossessed Mr.
    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Winston & Strawn LLP, Bankruptcy, Debtor, Collateral (finance), Secured creditor
    Authors:
    Susan Berkwitt
    Location:
    USA
    Firm:
    Winston & Strawn LLP
    9th Circuit: finding of common strategy needed for common interest doctrine
    2013-06-05

    In In re Village at Lakeridge, LLC, BAP Nos. 12-1456, 12-1474 (B.A.P. 9th Cir. Apr. 5, 2013), the Bankruptcy Appellate Panel of the Ninth Circuit clarified that, in order to apply the common interest doctrine, a trial court must make a finding that the parties expressly or implicitly agreed to participate in a joint legal strategy. In this case, secured creditor, US Bank, deposed the sole unsecured creditor, Rabkin.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Jenner & Block LLP, Interest, Secured creditor, Ninth Circuit, Bankruptcy Appellate Panel
    Authors:
    David M. Greenwald
    Location:
    USA
    Firm:
    Jenner & Block LLP
    We greet a new Aredia-Zometa dismissal with abated breath
    2013-06-05

    You have almost certainly heard the phrase, “Waiting with bated breath.” As in: we awaited the Red Wedding scene in Game of Thrones with bated breath. Or: we greeted the Drug and Device Law Son's diploma ceremony with bated breath. (The former was impressive and awful. As one friend wrote on his Facebook wall, if you had a favorite character in GoT, maybe now you don't.

    Filed under:
    USA, Pennsylvania, Insolvency & Restructuring, Litigation, Reed Smith LLP, Estoppel
    Authors:
    Stephen J. McConnell
    Location:
    USA
    Firm:
    Reed Smith LLP

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