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    Canada Revenue Agency trumps unsecured creditors!
    2010-08-31

    In a sleight-of-hand move dexterously played by the Canada Revenue Agency ("CRA"), it managed to secure advance collection of a disputed corporate income tax debt by obtaining an ex parte jeopardy collection order after the CRA was notified of an application by the taxpayer to appoint a receiver.

    Filed under:
    Canada, Ontario, Insolvency & Restructuring, Litigation, Tax, WeirFoulds LLP, Bankruptcy, Debtor, Unsecured debt, Res judicata and issue estoppel, Debt, Ex parte, Capital punishment, Unsecured creditor, Canada Revenue Agency, Bankruptcy and Insolvency Act 1985 (Canada), Income-Tax Act 1961 (India), Trustee, Court of Appeal for Ontario, Federal Court (Canada)
    Authors:
    Maralynne A. Monteith
    Location:
    Canada
    Firm:
    WeirFoulds LLP
    Mind the gap: direction given for defaulting debtors in a BIA proposal
    2010-09-08

    formal proposal under the Bankruptcy and Insolvency Act (BIA) is a powerful alternative to bankruptcy. The benefits of a proposal for the debtor are clear: the debtor reduces its debt load and avoids bankruptcy. However, proposals are also beneficial to creditors since generally the creditor’s recovery in a proposal scenario is better than the potential recovery from a liquidation through a bankruptcy. In simple terms, upon the successful completion of a proposal, the debtor gets a “fresh start” and creditors recover more than they would in a bankruptcy.

    Filed under:
    Canada, Insolvency & Restructuring, Miller Thomson LLP, Bankruptcy, Debtor, Debt, Legal burden of proof, Liquidation, Default (law), Default (finance), Bankruptcy discharge, Constitutional amendment, Bankruptcy and Insolvency Act 1985 (Canada), Trustee
    Authors:
    Craig A. Mills , Margaret R. Sims
    Location:
    Canada
    Firm:
    Miller Thomson LLP
    Court declines to approve sale of assets as part of proposal proceedings
    2010-07-21

    In the recent decision of Justice Cumming In the Matter of the Proposal of Hypnotic Clubs Inc. (“Hypnotic” or the “Debtor”) the court dismissed a motion by the Debtor for a sale of its assets pursuant to s.65.13 of the Bankruptcy and Insolvency Act (“BIA”).

    Filed under:
    Canada, Insolvency & Restructuring, Litigation, Borden Ladner Gervais LLP, Bankruptcy, Debtor, Consideration, Good faith, Secured creditor, Market value, Unsecured creditor, Bankruptcy and Insolvency Act 1985 (Canada), Trustee
    Authors:
    Roger Jaipargas
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    The CCAA scene: recent and notable
    2010-08-04

    Abitibi

    Filed under:
    Canada, Insolvency & Restructuring, Cassels Brock & Blackwell LLP, Bankruptcy, Shareholder, Debtor, Unsecured debt, Limited liability company, Subsidiary, Goldman Sachs, Companies' Creditors Arrangement Act 1933 (Canada)
    Authors:
    Alex Tarantino
    Location:
    Canada
    Firm:
    Cassels Brock & Blackwell LLP
    Capital One v. Solehdin
    2010-08-04

    In Capital One v. Solehdin,1 the Ontario Superior Court of Justice recognized judgments of a Louisiana bankruptcy court and held that they were enforceable in Ontario. The judgments were summary judgments against guarantors under their respective guarantees. The decision is significant – it is one of the first cases where guarantors challenged the recognition and enforcement of such judgments of a foreign bankruptcy court on the basis that the foreign bankruptcy court lacked the jurisdiction to grant the judgments.

    Filed under:
    Canada, Ontario, Insolvency & Restructuring, Litigation, Cassels Brock & Blackwell LLP, Bankruptcy, Surety, Enforcement of foreign judgments, Capital One, United States bankruptcy court, Ontario Superior Court of Justice
    Authors:
    Alex Tarantino
    Location:
    Canada
    Firm:
    Cassels Brock & Blackwell LLP
    Sally Creek: a cautionary tale for trustees in bankruptcy
    2010-08-16

    The recent Ontario Court of Appeal decision in Murphy v Sally Creek Environs Corporation, 2010 ONCA 312 (“Sally Creek”) is a cautionary tale for Trustees in bankruptcy (“Trustees”) and the counsel who represent them.1 In that case, the Trustee’s fees and those of its legal counsel were drastically reduced on a taxation, a cost award was made against the Trustee personally and the Trustee’s conduct was impugned in a detailed decision of the Bankruptcy Registrar and the Court of Appeal.

    Filed under:
    Canada, Ontario, Insolvency & Restructuring, Litigation, Miller Thomson LLP, Bankruptcy, Costs in English law, Solicitor, Bankruptcy and Insolvency Act 1985 (Canada), Trustee, Court of Appeal for Ontario
    Authors:
    Craig A. Mills , Margaret R. Sims
    Location:
    Canada
    Firm:
    Miller Thomson LLP
    We still don’t know what is a fixture vs a chattel
    2010-08-27

    CMIC Mortgage Investment Corp v Rodriguez, 2010 BCSC 308; [2010] BCJ No 425

    The bankrupt farmer ran an equestrian operation. She acquired two fabric covered barns, with one anchored by solid concrete blocks resting on the ground, and the second anchored into concrete foundations.

    Filed under:
    Canada, British Columbia, Insolvency & Restructuring, Litigation, Real Estate, Miller Thomson LLP, Bankruptcy, Personal property, Royal Bank of Canada
    Authors:
    Jennifer Babe
    Location:
    Canada
    Firm:
    Miller Thomson LLP
    Error in debtor’s name in PPSA registration
    2010-08-27

    Fairbanx Corp v Royal Bank of Canada, 2010 ONCA 385 (Ont CA), on appeal from 2009 CanLII 55376 (Ont SC)

    Fairbanx factored accounts for the debtor, Friction Tecnology Consultants Inc. Fairbanx made its Ontario PPSA registration misspelling the name as Technology, with an “H”. Two years later, the debtor obtained a line of credit from the Bank, which correctly named the debtor in its Ontario PPSA registration.

    Filed under:
    Canada, Ontario, Banking, Insolvency & Restructuring, Litigation, Miller Thomson LLP, Bankruptcy, Credit (finance), Debtor, Consumer protection, Accounts receivable, Conveyancing, Line of credit, Royal Bank of Canada
    Authors:
    Jennifer Babe
    Location:
    Canada
    Firm:
    Miller Thomson LLP
    Jurisdiction is in the eye of the enforcer
    2010-04-20

    If you intend to enforce a judgement in Canada, you should know that the question of the US Court’s jurisdiction will likely be determined by the Canadian Court enforcing the judgement using its own test. The grounds on which the US Court took jurisdiction will carry little weight in the eyes of the Canadian enforcing Court.

    Filed under:
    Canada, USA, Insolvency & Restructuring, Litigation, McMillan LLP, Bankruptcy, Fraud, Summary offence, Default (finance), Capital One, United States bankruptcy court
    Authors:
    Brett Harrison , Jeffrey Levine
    Location:
    Canada, USA
    Firm:
    McMillan LLP
    Alberta exempts registered savings plans from seizure
    2010-05-14

    One more province has joined the ranks of extending creditor protection to registered savings plans. Alberta’s Civil Enforcement Amendment Act came into force on October 1, 2009 (the “Act”). It applies to registered retirement savings plans (RRSPs), registered retirement income funds (RRIFs), deferred profit sharing plans (DPSPs) and registered disability savings plans (RDSPs).

    Fair Treatment

    Filed under:
    Canada, Alberta, Employee Benefits & Pensions, Insolvency & Restructuring, Miller Thomson LLP, Tax exemption, Bankruptcy, Debtor, Beneficiary, Retirement, Life insurance, Investment funds, Disability, Bankruptcy and Insolvency Act 1985 (Canada)
    Authors:
    Wendi P. Crowe
    Location:
    Canada
    Firm:
    Miller Thomson LLP

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