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    Secured creditors: pay close attention to the debtor’s name you report in a UCC financing statement. adding a trade name may place your lien at risk
    2010-11-01

    Recently, the United States Bankruptcy Appellate Panel of the Eighth Circuit decided In re EDM Corp.,[1] affirming that a creditor’s priority in collateral may be sacrificed if the debtor’s exact legal name is not exclusively used in the financing statement.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, BakerHostetler, Debtor, Collateral (finance), Safe harbor (law), Line of credit, Uniform Commercial Code (USA), Eighth Circuit, United States bankruptcy court, Bankruptcy Appellate Panel
    Authors:
    Brian A. Bash , Eric R. Goodman
    Location:
    USA
    Firm:
    BakerHostetler
    Trustee’s use of strong-arm powers limited where state ucc gives priority to the lender that perfects its lien post-petition
    2010-12-01

    Sovereign Bank v Hepner (In re Roser), 613 F.3d 1240 (10th Cir. 2010).

    CASE SNAPSHOT

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Reed Smith LLP, Bankruptcy, Conflict of laws, Debtor, Collateral (finance), Interest, Secured loan, Title 11 of the US Code, Uniform Commercial Code (USA), Trustee, United States bankruptcy court, Tenth Circuit
    Authors:
    Christopher O. Rivas
    Location:
    USA
    Firm:
    Reed Smith LLP
    Consideration of a TRAC clause under the UCC and economic realities required to determine if equipment leases are true leases or disguised financing
    2010-12-01

    Hitchin Post Steak Co v General Electric Capital Corporation (In re HP Distribution, LLP), 436 B.R. 679 (Bankr. D. Kan. 2010)

    CASE SNAPSHOT

    The United States Bankruptcy Court for the District of Kansas considered whether commercial vehicle leases that contained Terminal Rental Adjustment Clauses (or TRAC provisions) were true leases under Section 365 of the Bankruptcy Code or, instead, disguised financing transactions. The court held that the TRAC leases were true leases that must be either assumed or assigned pursuant to the terms of Section 365.

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Reed Smith LLP, Bankruptcy, Debtor, Interest, Consideration, Liquidation, Bright-line rule, Uniform Commercial Code (USA), United States bankruptcy court
    Authors:
    Ann E. Pille
    Location:
    USA
    Firm:
    Reed Smith LLP
    Reclamation procedure orders: a trap for unwary vendors?
    2010-12-01

    Reclamation claimants have long enjoyed special protections under Bankruptcy Code section 546(c), which recognizes that “the rights and powers of a trustee... are subject to the right of a seller of goods,” including reclamation rights under Section 2-702 of the Uniform Commercial Code. At a minimum, Section 2-702 clearly requires that a reclamation claimant must make demand upon its buyer in order to reclaim its goods and protect its rights. However, Paramount Home Entertainment Inc. v. Circuit City Stores, Inc., 2010 WL 3522089 (ED Va., Sept.

    Filed under:
    USA, Virginia, Insolvency & Restructuring, Litigation, ArentFox Schiff, Bankruptcy, Debtor, Westlaw, Title 11 of the US Code, Uniform Commercial Code (USA), Trustee, United States bankruptcy court, US District Court for Eastern District of Virginia
    Authors:
    M. Douglas Flahaut , Mette H. Kurth
    Location:
    USA
    Firm:
    ArentFox Schiff
    Bankruptcy court enforces requirement that allonge be affixed to note
    2011-02-07

    In an apparent case of first impression in Massachusetts, the US Bankruptcy Court for the District of Massachusetts recently held that an allonge must be physically affixed to the original promissory note to be effective.

    Filed under:
    USA, Massachusetts, Insolvency & Restructuring, Litigation, Nutter McClennen & Fish LLP, Bankruptcy, Debtor, Debt, Mortgage loan, Standing (law), Capital punishment, Wells Fargo, US Code, Uniform Commercial Code (USA), United States bankruptcy court, US District Court for District of Massachusetts, Massachusetts General Court
    Authors:
    Beth H. Mitchell , Richard S. Rosenstein , Karen Z. Bell
    Location:
    USA
    Firm:
    Nutter McClennen & Fish LLP
    Decision in In re J. Silver Clothing, Inc., holds that §547(c) "substantially contemporaneous" transfers are not governed by a bright line rule under §547(e)
    2011-05-04

    Summary

    In a 28 page decision signed April 29, 2011, Judge Gross of the Delaware Bankruptcy Court determined that in order for a transfer to be considered “substantially contemporaneous” as used by Bankruptcy Code §547(c), it does not necessarily need to comply with the timing requirements of §547(e). Judge Gross’s opinion is available here (the “Opinion”).

    Background

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Fox Rothschild LLP, Bankruptcy, Debtor, Bright-line rule, Title 11 of the US Code, Uniform Commercial Code (USA), Trustee, United States bankruptcy court
    Authors:
    L. John Bird
    Location:
    USA
    Firm:
    Fox Rothschild LLP
    FAA registration law does not preempt state UCC where partially completed airplanes fail to satisfy FAA definition of “aircraft”
    2011-06-15

    Mata, et al., v. Eclipse Aerospace, Inc. (In re AE Liquidation, Inc., et al.) Case No. 08-51891, 2011 BL 51047 (Bankr. D. Del. Feb. 28, 2011)

    CASE SNAPSHOT

    Filed under:
    USA, Delaware, Aviation, Insolvency & Restructuring, Litigation, Reed Smith LLP, Federal preemption, Debtor, Breach of contract, Fraud, Liquidation, Aircraft registration, Constructive trust, Federal Aviation Administration, Uniform Commercial Code (USA), Trustee, United States bankruptcy court
    Authors:
    Kathleen A. Murphy
    Location:
    USA
    Firm:
    Reed Smith LLP
    Security interest in FCC license and proceeds thereof is ‘after-acquired’ property where no sale agreement executed pre-petition, wiping out lender’s lien
    2011-06-15

    Spectrum Scan LLC and Joli Lofstedt, Trustee v. Valley Bank & Trust Co. (In re Tracy Broadcasting Corporation), 438 B.R. 323 (Bankr. D. Colo. 2010)

    CASE SNAPSHOT

    Filed under:
    USA, Colorado, Insolvency & Restructuring, Litigation, Media & Entertainment, Reed Smith LLP, Debtor, Unsecured debt, Collateral (finance), Intangible asset, Unsecured creditor, Federal Communications Commission (USA), Title 11 of the US Code, Uniform Commercial Code (USA), Trustee, Fourth Circuit, Tenth Circuit
    Authors:
    Christopher O. Rivas
    Location:
    USA
    Firm:
    Reed Smith LLP
    Lost mortgage notes: those pesky state UCC variations
    2015-03-18

    Desmond v Raymond C. Green, Inc. (In re Harborhouse of Gloucester, LLC), 523 B.R. 749 (1st Cir. BAP 2014) –

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Troutman Pepper, Uniform Commercial Code (USA), United States bankruptcy court
    Location:
    USA
    Firm:
    Troutman Pepper
    Filer beware: a lesson on the UCC-3 termination statement
    2015-03-02

    In a ruling of much consequence to secured lenders everywhere, the Delaware Supreme Court held in Motors Liquidations v. JPMorgan Chase Bank that filing an incorrect UCC-3 termination statement can be a costly mistake.

    THE UCC-3 TERMINATION STATEMENT

    Filed under:
    USA, Delaware, Insolvency & Restructuring, Litigation, Fredrikson & Byron PA, Personal property, JPMorgan Chase, Uniform Commercial Code (USA), Delaware Supreme Court
    Authors:
    Levi J. Smith
    Location:
    USA
    Firm:
    Fredrikson & Byron PA

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