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    Not so Secured After All? Municipal Property Taxes in Insolvency
    2017-07-04

    ​In the recent unreported decision, Bank of Nova Scotia et al v. Virginia Hills Oil Corp. et al, File No. 1701-02184, the Alberta Court of Queen’s Bench held that not all municipal property tax claims are priority secured claims in an insolvency.

    Filed under:
    Canada, Insolvency & Restructuring, Litigation, Real Estate, Borden Ladner Gervais LLP, Bankruptcy, Unsecured debt, Leasehold estate, Property tax
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    Fraudulent Misrepresentation To Receivers and Beyond: Meridian Credit Union Limited v Baig
    2016-09-28

    The Ontario Court of Appeal in Meridian Credit Union Limited v Baig1 made it clear that misinforming a receiver during the purchase of a property, even by omission, will not be tolerated. Purchasers in the context of a receivership have an obligation to ensure that the receiver is aware of all of the facts. The court also took the opportunity to remind corporate directors that they will be held personally responsible for their tortious conduct, even if that conduct was directed in a bona fide manner to the best interests of the company.

    Filed under:
    Canada, Ontario, Insolvency & Restructuring, Litigation, Real Estate, White Collar Crime, Borden Ladner Gervais LLP, Fraud, Misrepresentation, Court of Appeal for Ontario
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    2015 in Review: Top 10 Judicial Decisions of Import to the Canadian Oil and Gas Industry
    2016-01-08

    Last year’s list of the top ten judicial decisions of import to the Canadian Oil and Gas Industry (found here) illustrated that 2014 was a high-water mark for important judicial decisions affecting the oil and gas industry.  In 2015, we have seen several of the key 2014 cases applied, confirmed or addressed, in particular in relation to Aboriginal title, contract interpr

    Filed under:
    Canada, Ontario, British Columbia, Alberta, Energy & Natural Resources, Environment & Climate Change, Insolvency & Restructuring, Litigation, Real Estate, Borden Ladner Gervais LLP
    Authors:
    Alan Ross , Karen A. Salmon , Rick Williams
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    Limits of Relief for Lessors under the Surface Rights Act when an Operator has been Assigned into Bankruptcy
    2015-12-22

    This Fall the Alberta Surface Rights Board (the “Board”) Panel issued its decision in Lemke v Petroglobe Inc, 2015 ABSRB 740. The Panel decided that it did not have authority to proceed with a claim by a landowner for unpaid compensation that had accrued before the date that the operator was assigned into bankruptcy.

    Filed under:
    Canada, Alberta, Insolvency & Restructuring, Litigation, Real Estate, Borden Ladner Gervais LLP, Bankruptcy, Bankruptcy and Insolvency Act 1985 (Canada)
    Authors:
    Michael A. Marion
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    The effect of on-going insolvency and restructuring proceedings on landowner claims for compensation before the Alberta Surface Rights Board
    2014-07-02

    ​The doctrine of federal paramountcy provides that where there is an inconsistency between validly enacted but overlapping provincial and federal legislation, the provincial legislation is inoperative to the extent of the inconsistency and the remainder of the provincial legislation is unaffected.

    Filed under:
    Canada, Alberta, Insolvency & Restructuring, Litigation, Real Estate, Borden Ladner Gervais LLP, Bankruptcy and Insolvency Act 1985 (Canada)
    Authors:
    Andrew Pozzobon
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    BCCA interprets BIA provisions dealing with landlord rights
    2010-11-02

    On October 26, 2010, the British Columbia Court of Appeal (the Court) released its decision in Canadian Petcetera Limited Partnership v. 2876 R Holdings Ltd., 2010 BCCA 469 (Petcetera), an important case that addresses the rights of landlords when a tenant has filed a Notice of Intention to make a proposal (NOI) under the Bankruptcy and Insolvency Act (the BIA).

    Filed under:
    Canada, British Columbia, Insolvency & Restructuring, Litigation, Real Estate, Borden Ladner Gervais LLP, Bankruptcy, Debtor, Landlord, Leasehold estate, Covenant (law), Limited partnership, Default (finance), Bankruptcy and Insolvency Act 1985 (Canada)
    Location:
    Canada
    Firm:
    Borden Ladner Gervais LLP
    Newsletter | Finance and Restructuring | 2nd quarter 2019
    2019-07-26

    From July 21, the reform of rules on prospectuses, intended to establish a common rulebook across the EU to encourage financing through capital markets, will directly apply in Spain.

    Filed under:
    European Union, Spain, Banking, Insolvency & Restructuring, Real Estate, Tax, Mortgage loan, European Commission
    Location:
    European Union, Spain
    Bankruptcy Court Holds That Stay at Home Order Triggers Force Majeure Clause in Restaurant Lease
    2020-06-18

    For months, landlords and tenants impacted by the COVID-19 pandemic have wondered whether force majeure clauses in leases would excuse a tenant's non-payment of rent. On June 3, 2020, a Bankruptcy Court for the Northern District of Illinois offered us an early look into how courts might interpret such clauses in the midst of the current crisis. In In re Hitz Restaurant Group, No. 20-B05012, 2020 WL 2924523 (Bankr. N.D. Ill. June 3, 2020), the Bankruptcy Court ruled that Executive Order 2020-7, the Stay-at-Home Order (the "Order") enacted by Illinois Governor, J.B.

    Filed under:
    USA, Insolvency & Restructuring, Real Estate, Winston & Strawn LLP, Landlord, Force majeure, Coronavirus
    Location:
    USA
    Firm:
    Winston & Strawn LLP
    Lending Update - Spring 2017
    2017-06-26

    SNDA Basics

    A subordination, nondisturbance and attornment agreement (“SNDA”) is commonly used in real estate financing to clarify the rights and obligations between the owner of rental property (i.e., the borrower), the lender that provides financing secured by the property, and the tenant under a lease of the property in the event the lender forecloses or otherwise acquires title to the property. As suggested by its name, an SNDA has the following three primary components:

    Filed under:
    USA, Banking, Capital Markets, Insolvency & Restructuring, Real Estate, Winston & Strawn LLP
    Authors:
    Carrie V. Hardman
    Location:
    USA
    Firm:
    Winston & Strawn LLP
    Negative equity
    2010-03-29

    On March 24th, the Sixth Circuit joined seven other federal appellate courts in holding that negative equity is included in a creditor's purchase money security interest and is not subject to a bankruptcy court's cramdown authority under Chapter 13 of the Bankruptcy Code. Nuvell Credit Corp. v. Westfall.  

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Real Estate, Winston & Strawn LLP, Bankruptcy, Credit (finance), Title 11 of the US Code, Sixth Circuit
    Location:
    USA
    Firm:
    Winston & Strawn LLP

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