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    5th Cir. Holds Tax Buyers Not Subject to TILA
    2016-06-02

    The U.S. Court of Appeals for the Fifth Circuit recently held that a transfer of a tax lien to a tax buyer under Texas law does not constitute an extension of credit that is subject to the federal Truth in Lending Act (TILA).

    A copy of the opinion is available at:  Link to Opinion.

    Filed under:
    USA, Texas, Banking, Insolvency & Restructuring, Litigation, Real Estate, Tax, Maurice Wutscher LLP, Property tax, Debt, Tax lien, Consumer Financial Protection Bureau (USA), Truth in Lending Act 1968 (USA), Fifth Circuit
    Authors:
    Eric Rosenkoetter
    Location:
    USA
    Firm:
    Maurice Wutscher LLP
    Winners and Losers: They Call Alabama the Crimson Tide, Call me Deacon Blues
    2016-05-31

    In Bankruptcy Code Section 363 sales of assets, there are winners and losers. 

    Chapter 11 is known as a forum for reorganizing or selling a financially distressed business. If a Chapter 11 reorganization is not possible, a sale of assets may create investment opportunities for strategic buyers, investment banks, and private equity to take advantage of the “distress” normally associated with Chapter 11 to acquire assets at a discount, exemplifying Warren Buffet’s “value” buying.

    Filed under:
    USA, Banking, Company & Commercial, Corporate Finance/M&A, Insolvency & Restructuring, Shumaker Loop & Kendrick, Debtor, Private equity, Breach of contract, Liquidation, Title 11 of the US Code
    Authors:
    David H. Conaway
    Location:
    USA
    Firm:
    Shumaker Loop & Kendrick
    Lookback Period - Twelve Weeks (pt. 4)
    2016-05-27

    Court Looks to the Knowledge of the Transferees in Madoff

    Filed under:
    USA, Insolvency & Restructuring, Litigation, Weil Gotshal & Manges LLP, Debtor, United States bankruptcy court
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    11th Cir. Finds No Irreconcilable Conflict Between FDCPA and Bankruptcy Code
    2016-05-27

    In a much-anticipated follow-up to its 2014 decision in Crawford v. LVNV Funding, LLC, 738 F.3d 1254 (11th Cir. 2014), the U.S. Court of Appeals for the Eleventh Circuit recently held that there is no irreconcilable conflict between the federal Fair Debt Collection Practices Act (FDCPA) and the Bankruptcy Code.

    Filed under:
    USA, Company & Commercial, Insolvency & Restructuring, Litigation, Maurice Wutscher LLP, Bankruptcy, Statute of limitations, Debt, Collection agency, Fair Debt Collection Practices Act 1977 (USA), Eleventh Circuit
    Authors:
    Brent Yarborough
    Location:
    USA
    Firm:
    Maurice Wutscher LLP
    Joao Bock Transaction Systems, LLC files for Chapter 7 relief
    2016-05-30

    On May 20, 2016, Joao Bock Transaction Systems, LLC (“Debtor” or “Joao Bock”) filed for Chapter 7 bankruptcy relief before the United States Bankruptcy Court for the District of Delaware. Joao Bock has been described by some as a “patent troll” that engages in litigation over intellectual property disputes in order to extract favorable settlements.

    Filed under:
    USA, Insolvency & Restructuring, Fox Rothschild LLP
    Authors:
    Carl D. Neff
    Location:
    USA
    Firm:
    Fox Rothschild LLP
    Energy Future Holdings Chapter 11 Case - The Largest Game Ever of Texas Hold’em?
    2016-05-31

    The chapter 11 case of Energy Future Holdings (“EFH” or “Debtors”) roared back to life this month.

    Filed under:
    USA, Texas, Energy & Natural Resources, Insolvency & Restructuring, Tax, Kelley Drye & Warren LLP, Shareholder, Private equity, Taxable income, Real estate investment trust
    Authors:
    Benjamin D. Feder
    Location:
    USA
    Firm:
    Kelley Drye & Warren LLP
    Duties of a Trustee Prior to Default: A Tale of a Lapsed UCC Filing
    2016-05-31

    A typical bond indenture provides that prior to the incurrence of an event of default, a trustee’s obligations are limited to those specifically set forth in the indenture. It is only following the occurrence of an event of default that the trustee’s duties of prudent conduct seem to ripen. This often leaves trustees and bondholders in a state of uncertainty over what actions, if any, a trustee may be obligated to take as the financial condition of an issuer worsens but has not yet crossed the default line. A recent case from the Eastern District of Pennsylvania, Becker v.

    Filed under:
    USA, Pennsylvania, Banking, Insolvency & Restructuring, Litigation, Private Client & Offshore Services, Kramer Levin Naftalis & Frankel LLP, Bond (finance), Interest, Bank of New York Mellon, Trustee
    Location:
    USA
    Firm:
    Kramer Levin Naftalis & Frankel LLP
    Securing Lender Access to Insurance Proceeds in Bankruptcy
    2016-05-31

    In most financing transactions, particularly project finance transactions, lenders seek to obtain security over all of a borrower’s assets. One crucial asset that sometimes does not get sufficient attention is insurance proceeds. Lenders are accustomed to ensuring access to the borrower’s insurance coverage through “additional insured” or “loss payee” provisions.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Insurance, Haynes and Boone LLP, Bankruptcy, Debtor, Collateral (finance)
    Authors:
    Micah E. Skidmore
    Location:
    USA
    Firm:
    Haynes and Boone LLP
    Are you Covered? The Insured v. Insured Exclusion
    2016-05-31

    The availability of a debtor’s insurance policy can have a significant impact on its chapter 11 case. Indeed, in certain chapter 11 cases insurance proceeds may be a creditor’s only opportunity to potentially receive a recovery on meritorious claims. Relying on insurance proceeds, however, is not infallible. An insurance policy may, for example, contain a coverage exclusion that would preclude a claim. For instance, nearly all directors’ and officers’ liability insurance policies traditionally include an insured v.

    Filed under:
    USA, Michigan, Insolvency & Restructuring, Insurance, Litigation, Weil Gotshal & Manges LLP, Debtor, Liquidation, Liability insurance, Debtor in possession, Title 11 of the US Code
    Authors:
    Candace Arthur
    Location:
    USA
    Firm:
    Weil Gotshal & Manges LLP
    Current Case Law Update: Business Bankruptcy
    2016-05-31

    UNITED STATES SUPREME COURT Wellness Int’l Network, Ltd. v. Sharif, 135 S. Ct. 1932 (2015) Key Issue: Post-Stern v. Marshall, whether a Bankruptcy Court (as an Art. I court) has a proper delegation of authority from the District Court (as an Art. III court) to enter findings of fact and final orders on non-core issues upon the consent of the parties and, if so, whether consent must be express or may be implied? Holding: In a 5/1/3 opinion, relying heavily on Commodity Futures Trading Comm’n v. Schor, 478 U. S.

    Filed under:
    USA, Texas, Banking, Insolvency & Restructuring, Litigation, Carrington Coleman, Bankruptcy, Fraud, Article III US Constitution, United States bankruptcy court
    Location:
    USA
    Firm:
    Carrington Coleman

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