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    Lenders Cannot Prevent Borrowers From Filing Bankruptcy By Owning Minority Equity With Veto Power Over Borrower’s Decision To File Bankruptcy
    2016-06-30

    In a recent decision, the U.S. Bankruptcy Court for the District of Delaware refused to enforce a provision in the debtor’s LLC operating agreement requiring a unanimous vote of the debtor’s members to authorize the debtor to file for bankruptcy. In re Intervention Energy Holdings, LLC, et al., 2016 Bankr. LEXIS 2241 (Bankr. D. Del. June 3, 2016).

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Sheppard Mullin Richter & Hampton LLP, Bankruptcy, Debtor, Waiver, Limited liability company, Holding company, Default (finance), Secured creditor, United States bankruptcy court, US District Court for District of Delaware
    Authors:
    Robert Sahyan
    Location:
    USA
    Firm:
    Sheppard Mullin Richter & Hampton LLP
    Bankruptcy Code—Structured Dismissals
    2016-06-28

    Czyzewski v. Jevic Holding Corp., No. 15-649

    A Chapter 11 bankruptcy is implemented through a plan that assigns allowed claims to classes of different priority levels. Unsecured claimants without priority are not entitled to any payment on their claims until all priority claims have been satisfied.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Mayer Brown, Bankruptcy
    Location:
    USA
    Firm:
    Mayer Brown
    Eleventh Circuit Expands Crawford Ruling
    2016-06-22

    The Eleventh Circuit has made it clear: it will not back down from its decision in Crawford v. LVNV Funding, a decision it issued in 2014 and one which has been the subject of hot debate ever since. In Crawford, the Eleventh Circuit ruled that the filing of a proof of claim was an attempt to collect a debt and the filing of a proof of claim on time-barred debt violated the FDCPA. Crawford v. LVNV Funding, LLC, 758 F.3d 1254 (11th Cir. 2014). Since Crawford, the debate has raged on with several courts weighing in on the subject.

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Smith Debnam Narron Drake Saintsing & Myers LLP, Federal Reporter, Collection agency, Fair Debt Collection Practices Act 1977 (USA), Eleventh Circuit, Third Circuit
    Authors:
    Caren Enloe
    Location:
    USA
    Firm:
    Smith Debnam Narron Drake Saintsing & Myers LLP
    Delaware Bankruptcy Court Refuses to Dismiss Chapter 11 Case Despite Existence of Secured Lender’s “Golden Share” in Debtor’s Delaware LLC Agreement: Could Bankruptcy-Remote Structures Be at Risk?
    2016-06-16

    I. Introduction

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, Paul Hastings LLP, Bankruptcy, Fiduciary, Limited liability company, United States bankruptcy court
    Authors:
    Luc A. Despins , Chris Dickerson , Matthew M. Murphy , Leslie A. Plaskon , Andrew V. Tenzer , Marc J. Carmel
    Location:
    USA
    Firm:
    Paul Hastings LLP
    Fla. App. Court (5th DCA) Holds Borrower’s Surrender in Bankruptcy Resolves Contested Foreclosure
    2016-06-13

    As an example of the conflicting and contrasting court rulings on the effect of surrender in bankruptcy (see our prior update), the District Court of Appeal of the State of Florida, Fifth District, recently dismissed a borrower’s appeal from a final judgment of foreclosure because the borrower admitted during the course of his bankruptcy proceeding that he owed the mortgage debt and stated his intention to surrender the mortgage

    Filed under:
    USA, Florida, Banking, Insolvency & Restructuring, Litigation, Real Estate, Maurice Wutscher LLP, Bankruptcy, Debtor, Debt, Mortgage loan, Foreclosure, United States bankruptcy court
    Location:
    USA
    Firm:
    Maurice Wutscher LLP
    Death of Defendant During Pendency of a Foreclosure Action - Connecticut Appellate Case Update
    2016-06-14

    The Connecticut Appellate Court has weighed in on the topic of whether or not a lender foreclosing a mortgage in Connecticut must comply with the statutory process to make the administrator of the decedent a party to the action to ensure a proper judgment of foreclosure enter…sort of.

    Filed under:
    USA, Connecticut, Banking, Insolvency & Restructuring, Litigation, Murtha Cullina LLP, Foreclosure
    Authors:
    Andrew P. Barsom
    Location:
    USA
    Firm:
    Murtha Cullina LLP
    Proposed U.S. Federal Reserve Board Rule’s Impact on Buy-Side Remedies in QFCs with Global Systemically Important Banking Organizations and their Affiliates
    2016-06-15

    The Board of Governors of the U.S. Federal Reserve System (Board) recently proposed a rule (Proposed Rule) that will impact parties to any "qualified financial contract" (QFC), as described below, with a global systemically important banking organization (GSIB) or a GSIB affiliate (together, a covered entity). The Proposed Rule will eliminate certain contractual rights with respect to the QFC when:

    the covered entity counterparty is placed in a Federal Deposit Insurance Corporation (FDIC) receivership; or

    Filed under:
    USA, Banking, Insolvency & Restructuring, Dechert LLP, Federal Reserve Board, Bank holding company, Investment company, Federal Deposit Insurance Corporation (USA)
    Location:
    USA
    Firm:
    Dechert LLP
    The Unsecured Creditors Committee of Sparrer Sausage Company, Inc. v. Jason’s Foods, Inc
    2016-06-10

    (7th Cir. June 10, 2016)

    The Seventh Circuit reverses, holding the bankruptcy court applied too narrow of a baseline payment range to the creditor’s ordinary course defense in this preference action. While this court agreed that there were a few payments outside the ordinary course, the new value defense applied to completely offset those payments. Opinion below.

    Judge: Sykes

    Attorneys for Appellant: Nixon Peabody LLP, Richard Scott Alsterda, Theodore Eric Harman

    Attorneys for Appellee: Clark Hill PLC, Pamela Joy Leichtling, Scott N. Schreiber

    Filed under:
    USA, Banking, Insolvency & Restructuring, Litigation, Stoll Keenon Ogden PLLC, Seventh Circuit
    Authors:
    Matt Lindblom
    Location:
    USA
    Firm:
    Stoll Keenon Ogden PLLC
    Client Alert: Proposed Mandatory Chapter 13 Plan for the Southern District of Ohio
    2016-06-10

    The Bankruptcy Judges and Chapter 13 Trustees for the United States Bankruptcy Court for the Southern District of Ohio have reviewed and approved a proposed District Wide Mandatory Form Chapter 13 Plan and proposed form Order Confirming Chapter 13 Plan and Awarding Attorney Fees. Currently, the Dayton, Cincinnati, and Columbus Bankruptcy Courts use different Chapter 13 form plans. The use of these different form plans makes it difficult for practitioners and creditors to keep track of the particular requirements for each court location.

    Filed under:
    USA, Ohio, Banking, Insolvency & Restructuring, Litigation, Vorys Sater Seymour and Pease LLP, Bankruptcy, United States bankruptcy court, US District Court for Southern District of Ohio
    Authors:
    Brenda K. Bowers
    Location:
    USA
    Firm:
    Vorys Sater Seymour and Pease LLP
    Delaware Court Voids LLC Agreement Provision Giving Creditor Veto Over Bankruptcy
    2016-06-07

    A Delaware bankruptcy court has joined what appears to be a recent trend toward invalidating limited liability company operating agreement provisions that effectively afford lenders veto power over the LLC’s authority to file for bankruptcy protection; the court found one such provision void as contrary to federal public policy. In re Intervention Energy Holdings, LLC, et al., Case No. 16-11247 (KJC) (D.I. 69), 2016 W.L. ___________ (Bankr. D. Del. June 3, 2016).

    Filed under:
    USA, Delaware, Banking, Insolvency & Restructuring, Litigation, McGuireWoods LLP, Bankruptcy, Debtor, Limited liability company, United States bankruptcy court
    Authors:
    Richard J. Mason PC , Patricia K. Smoots
    Location:
    USA
    Firm:
    McGuireWoods LLP

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