This week, the Ninth Circuit addresses whether text messages can violate the Telephone Consumer Protection Act’s prohibition on “prerecorded voice” messages, and it considers whether debtors who paid statutory fees under an unconstitutionally nonuniform bankruptcy provision are entitled to a refund.

TRIM v. REWARD ZONE USA LLC

Two’s company when it comes to debt funding. Surely, three makes things a little crowded? It doesn’t have to be that way.