It has been just over a year since the introduction of Poland's new electronic insolvency procedure. The new procedure, introduced on 1 December 2021, is generally conducted via an online platform, the National Debtors’ Register, and has brought about a revolutionary change to Polish insolvency procedure.
Positive developments
Faster access to the court - Documents filed on the online platform are instantly disclosed to the judge and to the other parties involved. The court’s decisions are also delivered quickly to the parties.
The National Debtors Register (Krajowy Rejestr Zadłużonych “KRZ”) began operating in Poland in July 2021.
The KRZ is a new valuable tool providing, among other things, information on debtors. It is a statewide, public register and can be accessed by any person who has the debtor's PESEL (Polish national identification number) or NIP (Polish taxpayer's identification number) or the file reference number of the debtor's case.
In June 2020, the "Anti-Crisis Shield 4.0" introduced a simplified form of restructuring proceeding into Polish law. This modified version of the procedure ushered in significant improvements for debtors, including a moratorium on enforcement action and four months to seek the consent of creditors to restructuring proposals, and to seek the approval of the arrangement with the court.
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Actualité législative et réglementaire
- Ordonnance n°2017-1519 du 2 novembre 2017 relatif aux procédures d’insolvabilité
- Décret n°2017-1416 du 28 septembre 2017 relatif à la signature électronique
Jurisprudence
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- Le devoir de conseil du prestataire informatique
- Inopposabilité par la caution de la clause de conciliation préalable contenue dans un contrat de prêt
- Le devoir de conseil et d’information du conseil en gestion de patrimoine
- La notion d’investisseur averti
- Absence de subsidiarité de la responsabilité des professionnels du droit
- Dématérialisation des procédures collectives
Le devoir de conseil du prestataire informatique