La jurisprudencia de la Sala de lo Civil del TS avala, con ciertos límites, las cláusulas de los convenios de acreedores en las que se prevé la pérdida del crédito de los acreedores que no comuniquen en un plazo determinado su número de cuenta bancaria. Una reciente sentencia de 2019 ha matizado el alcance tradicional de esta doctrina.

The U.S. Court of Appeals for the Seventh Circuit recently held that absent unforeseen extraordinary circumstances, debtors in Chapter 13 cases cannot proceed on appeal in forma pauperis.

A copy of the opinion in Bastanipour v. Wells Fargo Bank, N.A. is available at: Link to Opinion.

Nos acercamos a los 100 días de la pandemia que ha sacudido nuestro modo de vivir y trabajar y ha llevado nuestra economía a una situación de crisis cuya profundidad y extensión están aún por definir pero se esperan muy amplias.

The U.S. Bankruptcy Appellate Panel for the Eighth Circuit recently reversed a bankruptcy court’s disallowance of postpetition interest at the default contract rate, holding that “the bankruptcy court erred in applying a liquidated damages analysis and ruling the default interest rate was an unenforceable penalty,” and also erred in weighing “equitable considerations” to avoid enforcing the contractual default interest rate.

The U.S. Court of Appeals for the Eighth Circuit recently affirmed the denial of bankruptcy discharge for a Chapter 7 debtor due to the debtor’s failure to keep adequate records.

In particular, the Eighth Circuit focused on a sudden and financially significant return of hundreds of thousands of dollars’ worth of high-end watches and jewelry that left significant unanswered questions as to the whereabouts of the assets and the legitimacy of the creditor jeweler’s claim.

The U.S. Bankruptcy Appellate Panel for the Eighth Circuit recently affirmed a bankruptcy court’s holding that the contemporaneous exchange for new value defense to a preference action under § 547(c) applied to a creditor bank that released its liens for less than full payment.

In so ruling, the Eighth Circuit BAP held that the bankruptcy trustee could not recover two of the three payments that the debtor made to the bank during the 90-day pre-petition preference period.

Liberado el segundo tramo de la lnea ICO de avales para paliar los efectos econmicos del COVID-19, aprobada por el Real Decreto-ley 8/2020 (RDL 8/2020), se discute an estos das sobre la compatibilidad de estas garantas con operaciones de refinanciacin y reestructuracin de deuda.

En concreto, se plantean dudas que se concretan en tres momentos temporales:

La Dirección General de los Registros y del Notariado se pronunció en esta resolución sobre la posibilidad de que el nombramiento del representante persona física de una sociedad nombrada administradora se realice a través de un apoderado de ésta, sobre la necesidad de que conste la aceptación del representante persona física y sobre la naturaleza de esta figura.

The U.S. Court of Appeals for the Ninth Circuit recently rejected a loan servicer’s appeal from a Bankruptcy Appellate Panel’s ruling to remand to the lower bankruptcy court a punitive damages award for alleged discharge violations.

In so ruling, the Court held that it lacked appellate jurisdiction regarding the Bankruptcy Appellate Panel’s ruling as to the punitive damages award, but affirmed the Bankruptcy Appellate Panel’s denial of the debtors’ motion for appellate attorney’s fees.

The U.S. Bankruptcy Court for the Eastern District of Pennsylvania recently held that a debtor alleged a plausible claim against a mortgage loan servicer under the federal Fair Debt Collection Practices Act (FDCPA) based on the servicer’s proof of claim filed after obtaining a foreclosure judgment.