Consumer Credit and Personal Insolvency: call for evidence

This call for evidence invites people to have a say on how the existing consumer credit and personal insolvency regimes might be improved and seeks views on a number of Coalition commitments, including: * tackling unfair bank charges; * introducing a seven-day cooling off period for store cards; * introducing a power for a regulator to cap interest rates on credit and store cards; and * requiring credit card providers to make electronic statements available to enable consumers to judge whether an alternative credit card would provide better value for money. http://www.bis.gov.uk/Consultations/consumer-credit-call-for-evidence