State aid 2008-2010: Before and after insolvency

Since 2008 there has been one word which has been repeated over and over in each language across the world: “financial crisis”. What happened in the last two years? It seems that nobody knows: it has been a contemporary hurricane. It made no difference if we talked about the well-respected European-automotive company, a billion-euro London-based financial institution or even sovereign states; they all needed help. Just as in the 1850s when the railway industry in Arkansas received state aid, severalMember States had to go into rescue business again. Over and over Member States gave (sometimes twice) billions in cash injections to several conglomerates to stimulate the European market and avoid (even more) insolvencies. Opel, Alitalia, RBS, ING, Lloyds, UBS, Commerzbank, Volvo, Volkswagen, HSH Norbank, Northern Rock, Hypo Real Estate. All these respected companies of Europe (and many more) have sought and received state aid. For providing state aid a Member State has to obtain approval from the European Commission, to be in accordance with the competition laws and the main principles of the European Union (“DeMinimis” rule). In 2007 the state aid granted byMember States was €67.4 billion. In 2008 the amount of state aid added up to the incredible amount of €279.6 billion, representing 2.2% of GDP of the European Union.1